BNP Paribas and EDF are joining forces to help the bank’s customers improve the energy performance of their homes. Aid which will take the form of support but also preferential rates to finance the work.
If you have started energy renovation work, you know: it can quickly turn into an obstacle course. Many owners find themselves alone when deciding what work to undertake. And once the specialists have been found, you still have to finance your project, and advance the funds in the hope of receiving aid later.
Ma Prime Rénov’: “Energy renovation is an obstacle course”
In this context, BNP Paribas and EDF are joining forces to help individuals. A protean collaboration for BNP Paribas clients who would like to carry out energy renovation work in their homes. “ Energy renovation can be a complex and anxiety-provoking subject, but which concerns a large number of people. We need to be able to deal with it in the simplest way possible,” says Marguerite Bérard, director of commercial banking in France at BNP Paribas.
Help to identify the work but also to finance it
The bank therefore relies on the expertise of the electrician to advise its customers on the work to be carried out (insulation, heat pump installation, changing the openings), select certified professionals and above all target the financial aid to which they are entitled (MaPrimeRenov’, energy saving certificates, government aid), as reported on the site of Echoes.
“The rules change often, you have to be able to follow that closely. Must also have the skills to optimize the conduct of work and ensure their effectiveness. It’s not always easy for an individual,” explains Marc Benayoun, the executive director in charge of EDF’s customers, services and territories division, to Les Échos.
A customer who would like to embark on this work will be able, once the financial aid has been deducted, to take out a loan from Domofinance, the subsidiary shared by the two groups. The rates charged can vary from 0% to 2.82%, for amounts up to 75,000 euros. Rather attractive rates, since a classic personal loan can easily reach 6%.
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