this huge price increase that awaits us in 2024

An increase of 8.1% is planned for mutual insurance companies in France. Prices that are increasing and French people who can no longer pay more and more.

From 2024, an increase of 8.1% is expected for mutual insurance companies, according to forecasts of the French Mutuality. These were published this Tuesday, December 19. This increase is 4.7% more expensive than that applied last year. Expect an increase of more than 7.3% for individual contracts, 9.9% for compulsory collective contracts via the company, and 7.7% for optional collective contracts.

This increase is explained, according to supplementaries, by the increase in policyholder expenses, and the impact of dedicated government reforms. : Over the first eight months of 2023, benefits paid by mutual insurance companies increased by 6% compared to the same period the previous year, i.e. significantly more than the increase that was estimated, explains the French Mutuality.

What are the other reasons linked to the increase in mutual prices?

Others reasons for increase mutual insurance rates have been provided: increases in medical consultations as of November 1, 2023, amounting to 1.50 euros, increases in hospital rates and the reduction in reimbursement of dental care by Social Security, since mid-October .

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Éric Chenut, the president of Mutualité française, explained : This year again, mutual insurance companies managed to limit the increase to 8.1%. However, let’s not get the fight wrong. We need structural reform of caring for the health of the French, without which we will be able to continue to meet each year on the same date and for the same reasons. We call for a collective mobilization of health actors“. The investigation linked to this increase concerns 38 mutual insurance companies, protecting a total of 18.7 million French people. An additional increase, which is added, in particular, to that of electricity, or to general inflation.

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