The banking subsidiary of Orange is improving its consumer credit offer thanks to the Express Loan, which promises a grant in 5 minutes, whether you are already a customer or not. Provided you agree to share your bank account history.
It’s a confirmation: Orange Bank is counting on consumer credit to find its place in the French digital banking landscape. In a press release, nobanque, a subsidiary of the telecom operator Orange, announces the launch of a brand new Prt Express, open to all, customers or not. No obligation, therefore, to open an Orange Bank bank account to obtain financing.
Main novelty: speed. Orange Bank promises that Only 5 minutes are neededfrom the start to the electronic signature of the contract […]: For customers, it is […] the guarantee of a smooth and fast journey, with 0 paper, 0 postal delays, and all comfort from your mobile, tablet or computer.
Use bank aggregation
One condition, however: use bank aggregation. To speed up the granting of its credits and improve the chances of obtaining a green light, the nobank has, in fact, forged a partnership with a specialist in the subject, Younited Credit. The French credit institution has become a master in the art ofinstantly assess the solvency of borrowersprovided that the latter agree to give him access to their bank account history, via a secure connection to their online banking space.
This fluidity is also promised during the life of the loan. Orange Bank promises the borrower the possibility, from its mobile application, to follow the evolution of its repayments month by month, to download its financing plan and to proceed by itself to the acts of management: modification of its date of withdrawal ; upward adjustment of the amount of his monthly payment; temporary suspension of his chances.
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Orange Bank’s new Prt Express is open to projects of an amount between 1000 and 75000eurosincluding the purchase of an automobile or the financing of work, a trip or a wedding.
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