If the total amount of work required by the energy audit, which is mandatory for certain homes with poor DPE ratings, exceeds half the value of the property, you may be exempt from doing it. Especially if you plan to rent your accommodation and it is class F or G…
Since April, carrying out an energy audit before the sale of a home has become mandatory for the owners of the most energy-intensive properties, i.e. those classified F or G in the energy performance diagnosis ( ECD). This audit, valid for 5 years, will then become mandatory on January 1, 2025 for class E goodsand on January 1, 2034 for class D housing.
Objective of this new document invoiced around 500euros, to offer new owners a vision of the work to be done to improve the property energetically via coherent renovation proposals carried out by professionals Recognized Guarantor of the Environment (RGE) or holders of another quality sign (Certibat, Qualit’ENR, Pros de la Performance Energtique label, etc.). To find the right person, the FranceRnov’ site makes available to sellers a directory of qualified professionals.
The energy audit must therefore identify the causes of heat loss and remedy them in order to achieve a B rating in the DPE. Above all, the audit must quantify the cost of the work to be undertaken. A way for the future buyer to project themselves and/or negotiate the purchase price, even if nothing obliges them to carry out the work while living in it.
Works vs. market value of the property
This is where things can get tricky because in the event of a bad DPE, the owners cannot, for example, increase the rent, or even stop renting at all. But there is a situation where you can be exempt from work and continue your rental as if nothing had happened.
THE decree of April 8, 2022 lists the exceptions to the criteria for efficient energy renovation. Thus, listed buildings or buildings of special architecture such as the Elyse or the Louvre are not considered because of their old construction.
More surprising, properties for which the cost of renovation work would exceed 50% of the market value of the propertyvalued by a professional in the field of real estate are also out of the legal framework fixed on August 22, 2021. The market value corresponds to the theoretical price in the event of sale, according to the geographical situation, the architectural quality, the state of maintenance, the surface… rise in the cost of raw materials for craftsmen therefore potentially works in your favor.
Call for testimonies on the difficulties of access to real estate credit
As you know, access to credit remains difficult for some households. If the monthly payment of the wear rate was welcomed by all and allowed many borrowers to pass their mortgage file, other difficulties remain.
Mortgage credit rates continue to rise, while the fall in property prices is still pending. You have a real estate project, but the rise in rates complicates things? Are you trying to find financing? For what type of project were you requesting the loan? Are you going to modify your project (more contribution, longer loan period)? Have you decided to reconsider your purchase (declining surface area, geographical distance…) or to put it on hold?
On the contrary, do you feel that you had no problem finding your funding to make your project a reality?
Tell us about your experience by replying to this message or by sending us an email at the following address: [email protected].
Thank you in advance for your participation!