The Christmas bonus payment date on December 15, the rankings of the best banks, a good surprise for the PEL rate… Here are the 5 money news of the week.
The purchasing power article of the week: the Christmas bonus is coming
Two good news for the price of one. The Christmas bonus, which benefits more than two million low-income households, will be paid in a few days. The official date for payment of this aid, which is a minimum of 152.45 euros, was confirmed on Friday. For people who receive the RSA, the Christmas bonus will be paid by the CAF or the MSA. But for certain beneficiaries of Ple emploi aid, it is the latter organization which is responsible for making the transfer.
If the amount of the Christmas bonus is not increased, nearly 700,000 single-parent families will benefit from an exceptional bonus of up to 200 euros. Find out the precise amounts that will be paid according to each profile.
Christmas bonus: sick leave, single parent… 5 answers to your questions to receive help
The winners of the week: here are the best banks
Like every year in December, the Bank Quality Trophies are back on MoneyVox. And once again, Crdit Mutuel and CIC are placed on the podium for this year 2024, accompanied by a surprise guest. But then, how does Crdit Mutuel manage to be the preferred bank of the French year after year? Response elements.
The 2023 comparison of online and traditional banks
Article of the week: the difficulty of real estate credit for families of seriously ill children
As you know, home loan insurance covers the borrower in the event of a hard hit. But what happens when the illness affects the insured’s child, and the latter has to stop working to support him? If this situation, which can nevertheless lead to serious financial difficulties, was not until now taken into account by the insurer, the situation is changing.
Real estate loan: We must take charge of the credit of families of seriously ill children
Analysis of the week: the great booklet to choose according to your profile
The battle is raging on the super booklet market, with boosted rate offers of between 4% and 5.5%. According to our count, 6 online banks and specialized establishments currently offer savings accounts that are sometimes more profitable than Livret A. However, certain conditions must be respected.
Comparison of the best bank accounts
The surprise of the week: the PEL rate will change
Barring a last minute drama, the rate of the PEL, the housing savings plan, will increase on January 1, 2024. An increase of 0.5 point which would bring it to 2.5%. The suspense must end by December 15. If you are thinking about opening a PEL, it is better to wait a few weeks. Explanations.
Home savings plan: for whom is a 2% PEL still a good deal?