up to 160 euros bonus grab in January from online banking!

Monabanq pulls out all the stops and spoils its new customers. For any first opening of a bank account before January 31, 2024, online banking offers a welcome bonus of up to 160 euros!

This is an exceptional double offer that Monabanq is currently offering. Not only does Crdit Mutuel-CIC online banking offer up to 160 euros to new customers who subscribe to one of its three current account offers (Pratiq+, Uniq and Uniq+) until January 31, 2024, but in addition it boosts the rate of its Livret Rentabilis.

The bonus is broken down into three distinct benefits:

  • A first bonus with up to 60 euros offered for any first opening of a current account (joint or individual), with or without Visa card,
  • A second bonus of 40 euros extra for the activation of a Visa Premier or Platinum card,
  • And finally a bonus of 60 euros for any use of the bank domiciliation service the opening of the account.

The conditions of the offer

This offer is reserved only for adults who do not have any other current account with Monabanq (including PratiqPro). The first premium of 60 euros is split into 2 monthly payments of 30 euros. To benefit from it, the customer must carry out at least 15 debit transactions for a total amount of at least 300 euros (payments by card, direct debits or payment by check) during the first 3 months following opening of the account. The payment will take place no later than the 16th of each month following the observation that the conditions have been met, provided also that the current account is still open on the date of the payment.

The bonus of 40 euros will be paid on the 16th of the month following activation of the Visa Premier or Platinum card, and no later than April 16, 2024. Regarding the income domiciliation bonus, it will be paid no later than 60 days after signing the bank domiciliation request form.

Profitable 5% for 3 months

But that’s not all. Until January 31, 2024, Monabanq offers a 5% boost rate for 3 months on its Rentabilis booklet. As a reminder, the particularity of Rentabilis is to generate interest calculated on a daily basis.

If you wish to take advantage of it, you must meet two conditions: open this product for the first time before January 31, 2024and make a first payment of 50 euros. However, it is not necessary to have a Monabanq current account to be able to subscribe to Rentabilis. Concretely, deposits will be remunerated at the bonus rate for 3 months, up to a limit of 100,000 euros. Beyond that, the gross rate in force applies (rate subject to variation depending on the bank).

Comparison of the best bank accounts 2023

Which offer to choose between Pratiq+, Uniq or Uniq+?

At Monabanq, customers have the choice between three current account offers, accessible without income conditions and without commitment: Pratiq+ (3euros per month), Uniq (6euros per month), and Uniq+ (9euros per month). Regardless of the option chosen, it includes at least a Visa Classic bank card and it remains possible to order a higher range card, Premier Visa Or Visa Platinumfor an additional 3 and 9 euros respectively.

The Monabanq bank account in detail

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