Following the pension reform, combining disability and full-time retirement worries people with disabilities. However, the conditions for accessing early retirement in this case are quite simple. Indeed, the laws stipulate that people with disabilities can retire from the age of 55 in the event of early request. However, you must have accumulated enough quarters and have a recognized permanent disability rate of at least 50%.
Can the disability pension be combined with retirement?
Official texts stipulate that once the legal retirement age has been reached, people with disabilities can no longer receive a disability pension. This is replaced by a so-called “incapacity for work” retirement. This applies to all cases, including category 1 disability and retirement at age 60. In fact, if you have accumulated enough quarters and you meet the required conditions, it may be wise to request early retirement.
What is the amount of retirement when you are disabled?
There is no fixed amount for retirement for incapacity for work. Regardless of the type of disability, the amount received is equal to a “classic” pension at the maximum rate of 50%. But, to benefit from it, disability and retirement must have been validated by a medical advisor attached to your pension fund. Finally, even after the retirement reform and with a 2nd category disability, putting together a file will be essential to be able to access a potential early retirement if you decide to take it before age 64.