The inflation situation is intensifying. The rise in prices thus reached 5.8% over the last twelve months. The fact that inflation is fatal for the purchasing power and for the savings of the French people should not be taken lightly. Our compatriots are therefore rightly wondering what is the anti-inflation investment par excellence. It is clear that, all other things being equal, it is the civil real estate investment companies (SCPI) that hold the upper hand in terms of preserving the purchasing power of their shareholder shareholders. What makes yield SCPIs special in their fight against inflation? This will be demonstrated to you.
Why is inflation dangerous for many investments?
- The performance of the majority of investments does not follow inflation
Many investments are fixed rate. This is the case for the livret A, home savings plans, home savings accounts, etc. Euro life insurance funds are not at a fixed rate but they are struggling to keep up with the current rise.
- The majority of investments do not preserve the purchasing power of savers
With this type of investment, it is therefore not possible to increase the performance of your savings. Savers are therefore content to suffer from inflation. It is therefore not the best way to invest your money.
As noted Gregory Moulinierone of the founding partners of The Central SCPI (www.centraledesscpi.com), the first French digital savings network:
“Inflation frightens the French. They don’t know how to find solutions to protect their purchasing power. However, there are some and this is what we offer to customers who contact us at 01.44.56.00.23. »
Why are SCPIs the anti-inflation investment par excellence?
- The best SCPIs earn more than inflation
The best yielding SCPIs bring in around 6% net per year. The best yielding SCPIs therefore preserve the purchasing power of their unitholder partners. Knowing that the dividends paid by the SCPI are paid monthly or quarterly, the partners do not wait until the end of the year to benefit from the fruit of their savings.
- SCPI rents are indexed to inflation
The indexation of the rents paid by the tenants of the property holdings of SCPIs is a shield against inflation. This automaticity avoids the loss of purchasing power. As all the management work is carried out by the management company of its performance SCPIs, investors do not have to worry about anything.
What are the SCPIs that best protect your savings from inflation?
These SCPIs will look for opportunities in several countries and can therefore benefit from attractive returns.
Currently, it is the logistics SCPIs, in particular the SCPI Activimmo, managed by Alderan, which offer the best return to their unitholder partners. This situation is explained by the fact that logistics is a very buoyant and promising sector.
How to buy performance SCPIs that protect against inflation?
- You should seek advice from SCPI professionals
It is certainly possible to buy SCPIs at your convenience, but are they really the best SCPIs? This is not often the case and many investors only trust their bank to invest in REITs. However, banks only advise their clients of their own SCPIs and it is therefore very difficult to mix them advantageously.
As for finding the best SCPIs on your own, good luck because there are more than 200 of them. SCPI rankings and simulators are useful, but they will never replace the competence of consultants specializing in the distribution of SCPIs.
- You have to get closer to The Central SCPI
For more than 10 years, The Central SCPI distributes all the SCPIs on the market in total independence.
The SCPIs that this fintech offers to its clients are regularly ranked among the best performance SCPIs. On the website of The Central SCPI (www.centraledesscpi.com), investors have access to SCPI simulators, SCPI rankings or even tools to create fictitious SCPI portfolios.
As mentioned Laurent Fagesmanager within The Central SCPI :
“Inflation or not, we continue to do everything we can to increase the purchasing power and wealth of our customers. Savers who call us want to create additional income to face the future with serenity. This is our mission. »
Inflation gives French people nightmares. Some are upset but others who are tired of suffering, take the lead and invest their money in the most profitable REITs in the face of inflation. It’s better than keeping your savings on a booklet A or on a life insurance policy in euro funds.
In order to be certain of not making a mistake in the constitution of your SCPI portfolio, it is absolutely necessary to obtain information from specialists, such as those of The Central SCPI (www.centraledesscpi.com/ 01.44.56.00.23), the first SCPI comparator on the market. As the price of SCPI shares is identical regardless of the distribution channel, it would be a shame not to do so.
Warning
Investment in an SCPI is not guaranteed, both from the point of view of the dividends received and that of the preservation of capital. SCPIs depend on fluctuations in the real estate markets.
Before any decision to purchase SCPI shares, get advice from a professional to be certain that this investment corresponds to your asset profile.
Finally, like any real estate investment, take into account the fact that SCPIs are long-term investments whose minimum holding period cannot be less than eight years.
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