(Sponsored article) Civil real estate investment companies are on the rise. Their profitability reached 4.45% in 2021, up from 2020. And some are even posting performances that exceed 7%.
It is currently one of the few investments that allows investors to protect themselves from rising prices. While inflation gallops, civil real estate investment companies (SCPI) offer returns that have reached +4.45% in 2021after already +4.18% in 2020, according to figures revealed by the Institute for Real Estate and Land Savings (IEIF) and the French Association of Real Estate Investment Companies (Aspim).
In fact, SCPIs, which allow you to invest in a pooled way, are one of the rare savings vehicles indexed to inflation. These companies rent the real estate they have purchased and receive in exchange rents indexed to indices, such as the Commercial Rent Index, for example, which are themselves revalued according to inflation. A mechanism that provides good protection for SCPI investors. And which is attracting more and more individuals looking for a regular return, while being ready to invest their savings over a ten-year horizon.
A very accessible investment
The proof, the SCPIs recorded last year a collection of 7.4 billion euros, a leap of 22% over one year. It must be said that SCPIs are much more accessible than direct rental investment. The entry ticket starts from 200 euros. However, it takes several tens of thousands of euros, at least, to buy a property in order to rent it out. A sign that illustrates the dynamism of this market, 12 new SCPIs were created between 2020 and 2021. As a result, today there are more than 200 SCPIs. And some offer particularly attractive returns. Here is a classification of SCPIs who have the most reports from their investor clients in 2021.
1 – Iroko Zen
On the first place of the podium, we find Iroko Zen with an annual return of 7.1%. This diversified SCPI has 38 active spread over various European countries including 24 in France, 10 in Spain and one in Germany. It focuses on generational, digital and demographic transitions by investing in logistics with the rise of e-commerce, but also in healthcare buildings and food shops. Among the tenants of Iroko Zen’s property, let us mention La Poste, Aldi, or even Biocoop, for example.
2 – Corum Origin
The SCPI Corum Origin takes second place in the ranking, just behind Iroko Zen with a yield of 7.03% the year passed, well above its return target of 6%, net of subscription and management fees. Corum Origin is a diversified SCPI which today owns 146 buildings in 13 countries of the euro zone in sectors such as offices, retail, hotels and even logistics. An investment strategy that is bearing fruit. Since 2012, more than 42,002 savers have invested more than 2.5 billion euros in savings. Corum Origin is notably marketed by scpi-8.comthe first online investment site in the SCPI.
3 – Novaxia Neo
In third place in this ranking is Novaxia Neo from Novaxia Investissement with a 2021 yield of 6.49%. For 2022, this SCPI invested in 22 active is still aiming for a performance of 6%. It is betting more than 90% on office real estate with a 60% presence in France and the rest between the Netherlands, Spain and Germany.
4 – Heart of Regions
In fourth place, we find Cur de Rgions with a yield of 6.43% last year, very close to that of Novaxia Neo. This SCPI created by Sogenial Immobilier in 2018 is currently made up of 29 active of offices, business and commercial premises located exclusively in France. It favors the most dynamic areas and secure leases over long periods. A sign of the enthusiasm for this SCPI, net capital inflow reached more than 46 million euros in 2021, for an overall capitalization of more than 75 million euros.
5 – Atlantic Stone 1
Atlantique Pierre 1 of the management company Fiducial Grance takes fifth place in this 2021 list of SCPIs. It obtained a yield of 6.16% which was paid to its nearly 1,500 associates. Its real estate investments are mainly located in the regions and in Ile-de-France. Its assets consist of offices and commercial premises.
6 -Corum Euroion
Double cup for Corum in this Top 10 since sixth place is Corum Eurion with a yield of 6.12%. It is the third SCPI in the Corum L’pargne range, launched in 2020. Invested entirely in the euro zone, but not in France, it now has 19 buildings all companies in the commerce and information technology sectors). In 2021, Corum Eurion obtained the SRI label created by the Minister for the Economy, Finance and Recovery.
7 – Capiforce Stone
Fiducial Grance’s SCPI Capiforce Pierre also obtained a yield above 6% 6.02% exactly in 2021. Its real estate investments are mainly located in Paris, in the Paris region and in the provinces. They consist of a diversified portfolio: shops, business premises and offices. Capiforce Pierre, which has more than 1,700 associates, is about to merge with its colleague Atlantique Pierre 1.
8 – Activimmo
Activimmo takes the eighth position. This SCPI, headed by 79 buildings, focuses on business and urban logistics buildings in France. She offered a yield of 6.02% last year its more than 11,000 associates.
9 – Kyaneos Stone
Kyaneos Pierre has picked up a yield of 5.94%. It is one of the first performance SCPIs invested mainly in residential real estate. Kyaneos Pierre favors working-class and sought-after neighborhoods because they are pleasant to live in, with tenants with incomes in line with the French median. It now has 48 buildings and already attracts nearly 3,800 associates.
10 – Vendme Regions
Vendme Regions succeeded in obtaining a yield of 5.91% the year passes and takes 10th place in this ranking. Founded in May 2015, SCPI Vendme Régions has developed a diversified portfolio of office, business and commercial real estate which currently includes 105 active distributed in the major provincial towns, and in the le-de-France region. Its investment strategy favors immediate rental income, but also their optimization potential.
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