Today the legal retirement age is set at 62, but it often takes a few additional years, or even reaching 67, to benefit from a full pension! If purchasing power and energy monopolize the debates, in the economic department, for this presidential election, the question of pensions remains a marker of the first order for any candidate. So who wants to extend the contribution period? Even raise the starting age to 65, like the outgoing president? Our synthesis.
Yes, they want to postpone the starting age
Emmanuel Macron: 65 years old. Candidate statement in extremis but a big favorite of his own succession, the outgoing president (or rather his representatives) made one of his first announcements on the subject of retirement. 64 years, it would be a bit short, we read in The echoes Wednesday, March 9 in the evening, referring to the pivotal or equilibrium age planned in the reform carried out by Edouard Philippe and his government until the project was aborted in the midst of a health crisis. The candidate Macron has effectively integrated into his program an extension [progressif, sur 9 ans, NDLR] from retirement age to 65. And this accompanied by a minimum pension of 1100 euros for full careers and the abolition of the main special schemes.
Valrie Pcresse: 65 years old. The candidate of the Les Républicains party has long announced her intention to extend the contribution period. Objective: a legal age raised to 65 years in 2030. On this point, his project is similar to that of Emmanuel Macron. She also wants to revalue the pension of those who have a full career, bringing it at least to the level of the net Smic (currently 1269 euros per month).
Eric Zemmour: 64 years old. The far-right candidate wants to raise the legal starting age to 64, again with a gradual extension by 2030, with the aim of perpetuating the protective system of pay-as-you-go pensions. An extension of the duration of contribution which can promise to be modulated for the French who started working early or according to the arduousness.
Retirement: why you should scrupulously check your career statement
No, they don’t want to report the starting age
1. Those who don’t want to touch 62
Nicolas Dupont-Aignan: 62 years old. The candidate’s program for Debout la France is clearly detailed in terms of retirement. Of which: Maintain the minimum retirement age and contribution period at current levels. It has also recently declared itself open to easing for those who started work early or are in arduous jobs.
Anne Hidalgo: 62 years old. The PS candidate announces the color unambiguously in her program: The sustainability of the pension system is not threatened in the short or long term. The legal starting age will not be increased, it will be capped at the current 62 years. Regarding small pensions, the socialist candidate wants on the one hand to increase the minimum old age to 1000 euros and on the other hand the minimum contributory to 1200 euros: in other words, a minimum pension of 1200 euros for those who have a full career but who have made low contributions for good reason. low wages.
Yannick Jadot: 62 years old. In no case will we postpone the legal age of retirement, announces the candidate ecologist in his program. The only notable additional information: I will initiate a pension reform to put hardship back at the heart of pension schemes, he said last week on Europe 1 in reaction to Emmanuel Macron’s announcement on 65 years, relying on an aspect that was already in its program.
Jean Lassalle: 62 years old. Maintaining pay-as-you-go retirement: this is the main objective of the Resistons candidate! The Barnais does not give precise details of his roadmap on pensions in his program but he insists on a calculation of pension according to the annual contribution. In short: continuity, in broad outline.
Retirement : save by paying less tax. 11 contracts compared
2. Those who want to lower the age without turning everything upside down
Marine Le Pen: 62 years old, but… The far-right candidate has long promised retirement at age 60 for all, before qualifying her plan. It proposes a partial return to retirement at age 60: it would only concern those who started working before age 20 and who can justify 40 years of active life. For the others, the starting age would be progressive. In fact, in this project, the legal age would remain at 62: the conditions would thus be unchanged for all those who actually started contributing after 25 years. She also wants to bring the minimum old age 1000euros.
3. Those who want to return to retirement at age 60
Nathalie Arthaud: 60 years old. The far-left candidate (Lutte Ouverte) wants to bring the legal retirement age back to 60. And revalue pensions: No salary, no retirement pension should be less than 2000 euros net, she writes in her program.
Jean-Luc Mlenchon: 60 years old. The candidate of La France insoumise promises to restore the full rate retirement from the age of 60 for 40 annual contributions. He wants in parallel to bring to the level of the Smic (which would itself be upgraded to 1400 euros) all the pensions for a full career. He admitted at the end of February on BFM TV that this is the most expensive measure of the entire program, amounting to 20 billion euros, and that it intends to finance in particular by abolishing the CICE. The minimum old age would be increased above 1000 euros per month.
Philippe Poutou: 60 years old. The measure is a constant of the NPA program: Retirement at 60, 55 for hard work. The far-left candidate wants a departure at age 60 to be possible from 37 years of contribution.
Fabien Roussel: 60 years old. A 60-year pension, full rate: the communist candidate wants to enshrine this principle in law. And he specifies: The pension will reach 75% of the net income of activity, in the public sector as in the private sector. Clarification: this departure at age 60 full rate would concern full careers, ranging from 18 to 60 years, taking into account periods of unemployment, training, illness or parental leave. He also promises early departures for difficult jobs.
Legal age, full rate and contribution annuities: how does it work today?
- Legal retirement age: 62 years old. You can retire but working longer allows you to improve your pension.
- Full rate age: depending on your date of birth, you must have contributed 41 years and 6 months (for 1955-1957) or more, up to 43 years of contribution (for those born after 1973), to benefit from a full pension.
- Automatic full rate age: 67 years oldeven if you do not have the 43 years of contribution.
Retirement: how much will you earn at 62, 65 or 67?