Prime Minister Elisabeth Borne presents her pension reform this Tuesday afternoon. On the menu of possible changes: starting age, contribution period or minimum pension. Will it modify the taking into account of summer or student jobs in the calculation of pensions?
The first declarations of Elisabeth Borne at the beginning of December on the pension reform had cast doubt. Jobs held during studies or during summer holidays will they be taken into account when counting the number of quarters at the time of retirement? There had been a question of not taking it into account any longer, but these very specific positions in a career will remain integrated to the long career device which will not be – a priori – not modified in 2023.
Clearly, you can retire early if you can justify a certain number of contribution quarters. The precise criteria currently depend on the year of birth: Currently, it is possible to retire from the age of 60 instead of 62 if you can prove a certain number of quarters of contributions, including several acquired before 16 or 20 years, explained Olivier Dussopt, the Minister of Labour.
A quarter from 1690euros
To acquire a quarter, the remuneration is taken into account before the nature of the contract or the number of hours worked. To validate a quarter, you must receive in the year a salary subject to contributions representing 150 times the amount of the gross hourly minimum wage on 1 January.
In the calculation of time worked, a small summer job or a student job counts in the same way as a traditional job. In 2022, leaving, from 1690.50 euros gross earned – 1297 euros net, just below the Smic – you validate a quarter.
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This amount is just over 6,300 euros gross for four quarters. Depending on your salary, an internship can also allow you to validate a quarter of retirement as well as a sick leave or a period of unemployment benefits.
But if your salary subject to contributions is lower than the ceilings above, you contribute without acquiring pension rights for this period. Similarly, if you are not declared – baby-sitting, catering – no need to hope that your job will be taken into account.
Retirement: amount of the pension, age, quarter… These figures to know before the reform