For three months, Monabanq boosts the rate of its eponymous savings account to 2%. Here are the conditions to take advantage of this secure and unlimited investment.
The online bank of the Crdit Mutuel-CIC group puts its savings account in the spotlight by boosting its rate, which goes from 0.10% to 2% for three months for any first opening carried out before July 31, 2022. During these three months, the funds paid by savers will therefore be remunerated at 2% gross within the limit of 50,000 euros deposited. Above this threshold, deposits will earn interest at the standard rate.
The first feeding of the booklet must also take place before July 31, 2022, and this promotional offer is limited to one opening per customer. In addition, people who already hold a Monabanq savings account cannot take advantage of it. Finally, this savings product is not accessible only on the condition of holding a Monabanq current accountbecause the supply of the passbook can only be done from this account.
Open a Monabanq account
The Monabanq savings account is a tax account whose opening, management and closing are totally free. Only a first deposit of 10 euros is necessary to open it, and no ceiling is imposed. The sums are available at any time, and can easily be withdrawn at any time, thanks to the dematerialized management. The funds must go through the saver’s Monabanq current account, whether to add to the savings account or for withdrawals.
Monabanq account offers
To be able to benefit from the Monabanq savings account and its subsidized rate, you must have an account in online banking. If you don’t have one, you can open one for free, and even receive a welcome bonus and reimbursement of your contribution for one year. Indeed, whatever formula is chosen from Pratiq, Pratiq+, Uniq and Uniq+, Monabanq pays the contribution each month, for one yearwithin the limit of 80 euros.
And that’s not all: if you opt for a Visa Premier or Platinum card, instead of the Visa Classic card provided by default with all formulas, Monabanq also pays a bonus of 40 euros. This will be terminated on the 16th of the month following the activation of the card, and no later than November 16, 2022.
All account offers offered by Monabanq are accessible to all without conditions of income, savings or payment. No need to domicile your income. Depending on the formula and the card chosen, the monthly rate can go 2euros for Pratiq with a Visa Classic, 18euros for Uniq+ with a Visa Platinum. Each offer includes at least one bank account with a Visa Classic card, both manageable and controllable from the internet and the dedicated application, free and unlimited payments and withdrawals in the euro zoneand free check deposits at CM-CIC ATMs.
The Monabanq account