the canvassing for the personal training account (CPF), with its share of scams, has become a national sport for a few months. Good news, a majority bill registered on August 23, 2022 aims to put an end to it.
Tabled by deputies who are members of the Democrat and Renaissance groups, this bill aims to “ fight against abuse and fraud in the personal training account “.
Towards a ban on cold calling
For this, she would write an article “ prohibiting telephone canvassing by SMS and email from training organizations in the consumer code and in the labor code in order to fight against fraud.
This article ” will also authorize the agents of the DGCCRF to seek and note the breaches of this provision and thus to ensure compliance with this prohibition »
More exchanges between the different services
A second article, article 2, must also allow the Caisse des dépôts et consignations, France’s competences and the competent State services ” to exchange any information useful for the prevention and detection of fraud, for carrying out checks and for the sanctions to be taken in the event of a breach “.
Finally, this article will also authorize the national financial intelligence unit, TRACFIN, to ” transmit information to the Caisse des dépôts et consignations and to the Services and Payment Agency, in particular for the purpose of better combating fraud in the personal training account “.
CPF: a “massive success”
The article specifies that since September 5, 2018, the date of the vote on the law modifying the terms of the personal training account, more than 2 million French people have registered for training.
Furthermore, it reveals that the My CPF application has been downloaded more than 3.8 million times and that 16 million visitors have already visited the CPF digital portal.
However, the report notes that this massive success of the CPF ” has also opened the door to aggressive or even abusive commercial practices aimed at pushing individuals to buy training against their will “. This translates into calls, text messages or emails that have fraudulent purposes and often convey incorrect information.
Serious fraud would fortunately be few, but MEPs believe that “ aggressive canvassing is now a real nuisance that invades the daily lives of French people “and that these practices” jeopardize the readability and credibility of the system “. Hence this bill, which also follows on from that initiated by Catherine Fabre during the previous legislature.
Source : National Assembly
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