Home stretch to benefit from a 5% gross boost rate for 3 months on Rentabilis. The exceptional offer offered by Monabanq for any first subscription to this risk-free savings product ends on December 31, 2023!
Until the end of January 2025, the remuneration rate for Livret A is blocked at 3% net annually. Problem: the savings account payment limit is set at 22,950 euros. A limit which proves restrictive for certain savers, many of whom seek an alternative offering similar remuneration to invest their savings. Rentabilis, the new product by Monabanq, could well be a solution to study.
Launched on Monday September 4, 2023, Rentabilis is a risk-free, remunerated savings product 1.00% gross excluding promotion. And until December 31, 2023, the online bank has an attractive offer: an interest rate of 5% gross offered up to 100,000 euros of payments (beyond that, the classic annual gross nominal rate is applied, i.e. 1%).
SUBSCRIBE TO RENTABILIS
5% gross for 3 months
The particularity of Rentabilis is to generate interest calculated day by day, and not fortnightly like the traditional Livret A for example. Concretely, the remuneration generated is calculated every day, on the basis of 1/365th of the annual interest rate. Interest is then paid once a year, on December 31 of each year. note that these are taxable, according to the rules in force.
unlike regulated savings products, this interest-bearing account has the advantage of not imposing no limit in terms of payments. To fund their account, the holder has the choice of making free payments by bank transfer, or by check. Also, the place amounts always remain available. The saver can thus make withdrawals whenever he wishes.
Regarding the fees charged by online banking, it’s quite simple, there are none. From opening to closing, including operations, Monabanq does not charge any fees for Rentabilis. This interest-bearing account can also be managed completely online, like other products from the Crdit Mutuel Alliance fédérale subsidiary.
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How to open a Rentabilis account?
If you need one last argument to convince you, also know that unlike the Monabanq Booklet, there is no obligation to hold a current account with Monabanq to open a Rentabilis account. To benefit from the current offer, you simply need to meet the eligibility conditions: be an adult natural person and domiciled for tax purposes in France.
To open a Rentabilis account with Monabanq, everything is done directly online in a few minutes. First, you must enter your personal information (last name, first name, address, telephone number, etc.) in a subscription form, then send the online bank an identity document and recent proof of address. To then take full advantage of the account, you will need to make a first payment of at least 50 euros, from another account in your name, held in a bank located within the European Economic Area.
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