From July 1, the 4,300 Crdit Mutuel banks or CIC agencies will adapt their banking offering to help women victims of domestic violence regain their financial independence. This bank account in their name only, not known to their spouse and not attached to the marital home in order to ensure their protection, will be free for one year.
For women victims of domestic violence, leaving the family home is often impossible because they are generally financially dependent. To give them the means to regain their financial freedom, Crdit Mutuel Alliance Fdrale offers the opening of a personal bank account offered for one year in one of the 4,300 Crdit Mutuel branches or CIC agencies.
A bank card and an overdraft authorization
An account in their name only, not known to their spouse and not attached to the marital home in order to ensure their protection. A simplified account opening procedure is provided and as an option, an overdraft authorization limited to 500 euros can be granted. This system will be offered from July 1 for victims supported by one of the 81 associations of the National Solidarity Women’s Federation.
According to data from the Minister of the Interior, a woman dies every 2 days in France, killed by her spouse or ex-spouse and 244,000 victims of domestic violence were recorded in 2022, an increase of 15% compared to the previous year. Since January 1, 2024, there have already been 31 femicides.
Last year, the Caisse d’Epargne Bretagne Pays de Loire announced the opening of a dedicated direct telephone line (02.22.93.20.22) in the two regions it covers. By calling this number, victims can open a free individual bank account for two years. Unlike the specific offer intended for vulnerable customers, it allows you to benefit from an overdraft authorization.
Emergency aid from CAF
Since December 1, people experiencing domestic violence can benefit from emergency assistance for victims of domestic violence. Paid by Caf, this new aid is a minimum of 240 euros.
For example: a person with three dependent children under the age of 21 and whose resources are less than or equal to half of the net minimum wage (i.e. 690 euros per month) will receive aid of 1,337 euros, specifies the CAF. This aid is paid in one go, within 3 to 5 working days from the request.
Bank account, CAF loan… Unprecedented aid for victims of domestic violence