A document provided for certain Agirc-Arrco pensioners, risk-free investments to beat the Livret A in 2024 or even a question around the closure of a Housing Savings Plan (PEL)… Here are the three pieces of information that were needed not to be missed on MoneyVox this Tuesday, March 5.
Today’s article: what investments to beat Livret A?
The Livret A rate, which has been 3% since February 1, 2023, will remain frozen until January 31, 2025. For the millions of French people who have one, this is therefore good news, especially since the Livret A has once again become an investment that protects against inflation. But some savers would undoubtedly like to go even further than this 3%. So, are there other risk-free investments today that yield more than Livret A? If certain savings products can achieve thiscertain conditions must be respected.
Savings: here are the risk-free investments that will beat the Livret A in 2024
Today’s obligation: do you have to provide an Agirc-Arrco document?
For hundreds of thousands of withdrawals, the Agirc-Arrco pension changed on March 1, 2024. At issue: the updating of the CSG rate. Up or down depending on the case. But some files are blocked… For these, a letter will be sent between March 5 and 24. If you ever receive it, here’s what you need to pass on.
Agirc-Arrco retirement pension modifies, CAF, RSA… The schedule of your payments in March
Question of the day: can the bank ask me to cancel my PEL?
The home savings plan guarantees you a constant income, regardless of fluctuations in rates and financial markets. But its very particular functioning is a source of misunderstanding. The proof with this question from Nenette, which concerns a PEL opened in 2009: our reader wonders if the bank can force her to close her plan.
My home savings plan is 15 years old. Can my bank force me to break it?