PARTNER ARTICLE – Opening a joint account allows couples to facilitate the daily management of their budget. With Hello One Duo, Hello bank! offers a free plan that includes an account and two bank cards. For tense services and high-end insurance, BNP Paribas’ online bank has developed Hello Prime Duo.
Moving is often a source of stress, and perhaps even more so when you move in as a couple. But it is also an opportunity to save money, particularly on bank charges for a joint account. This account is ideal for easily sharing expenses within the household such as monthly credit payments, rent, electricity and internet bills, mobile plans, food shopping, etc.
Hello One Duo, the free offer
The joint account is most often equipped with two bank cards, one for each co-holder, and is generally less expensive than two individual accounts. This is the case with Hello bank! The BNP Paribas online bank which already claims over 700,000 customers in France even offers a 100% free offer, with no income requirement. This is’Hello One Duo. It integrates a joint account with an immediate debit Visa card and balance check.
From the Hello bank! application, it is very easy to follow your expenses and your balance in real time. Or to modify the ceilings of the fixed card 1000euros monthly for payments and 400euros weekly for withdrawals. If Hello One does not offer authorized overdraft, it integrates check deposits and cash deposits in BNP Paribas branches free of charge. To note that payments are free abroadregardless of the currency, as are withdrawals made from the large network set up by BNP Paribas with its partners.
Hello Prime Duo, a range of services and insurance
For couples who wish to take advantage of higher services, there is the offer Hello Prime Duo, accessible ds 2000euros of monthly income in common. For 8 euros per month, it gives access to unlimited and free payments and withdrawals in France and abroad. The Hello Prime card, a Visa balance control card, is available in immediate or deferred debit, but also as a virtual card.
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The Hello Prime card offers the same insurance as a Visa Premier card for travel, vehicle rental or medical assistance abroad. Joint account holders also benefit from free instant transfers, personalized overdraft and priority access to the Hello Team, Hello bank!
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