A falling LEP rate, the booklet A blocked at 3% or even increases on your electricity and page bills… Discover this bad news for your finances from February 1st.
The LEP rate falling
The rate applicable from February 1 for the popular savings booklet (LEP) was announced Monday January 15 and revealed to Official newspaper Sunday. It will yield 5% from February 1, compared to 6% currently. A decrease is justified by the decline in inflation.
If the drop is necessarily bad news for savers, they can nevertheless console themselves by saying that things could have been worse: the LEP rate could have fallen from 6% to 4.40%, if the calculation method had t strictly applied. The governor of the Bank of France finally proposed to slow down this decline, by recommending a rate of 5%.
SIMULATOR. LEP 5%: here is the gain that awaits you in 2024 thanks to the boost in the rate
A booklet A which should have earned you more
With a rate fixed at 3%, the Livret A remains a very good investment for your savings in 2024. However, the latter could have earned you even more if the government had not decided to block its rate at 3% until 2025.
Romain DESIGNOLLE
Romain Designolle graduated from the CFPJ in 2017. After experiences in the field of Sports and local news for regional dailies… Read more
MoneyVox / RD / January 2024