A Livret A rate which will remain at 3% for 18 months, an LEP ceiling which passes 10,000 euros… MoneyVox rewinds you the 3 unmissable news of the day.
The rate of the Livret A blocked
Thunderclap for the 55 million holders of the Livret A. This Thursday, the Minister of the Economy, Bruno Le Maire, announced the new rate of the Livret A, and of the Livret de développement durable et solidaire (LDDS) by ricochet, which will come into effect on August 1. And among the various scenarios that have been circulating in recent weeks, it is the least favorable to savers that has been chosen. The Livret A rate will be maintained at 3% despite inflation, instead of climbing to 4.1%.
This is the figure that emerged from the complex calculation formula. This incorporates the trend in average inflation excluding tobacco over the last six months and also the half-yearly average of the ester, an interbank reference rate. Despite everything, the Livret A rate will not change until February 2025. Here are the reasons that led to this decision, which was far from unanimous.
Surprise for LEP
To take the pill, Bruno Le Maire announced another measure: the People’s Savings Booklet (LEP), reserved for the most modest households, will see its rate set at 6% from August 1 instead of the planned 5.6%. by the calculation formula. His remuneration today is 6.1%.
But that’s not all. While half of LEP holders have reached the ceiling of 7,700 euros, the minister announced that the ceiling would be raised from 7,700 to 10,000 euros. Bercy specified MoneyVox from when this measure will come into force.
Livret A rate blocked at 3%, LEP at 6%, increase in the ceiling: the answers to your questions
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