Contactless payment is now used by an overwhelming majority of French people, according to a study published by Panorabanques, but other more traditional means of payment, such as checks or cash, retain their followers.
A total of 86% of French people say they use the contactless paymentcompared to 79% in 2021. The speed of use and the practicality of contactless payment seem to be unanimous among the French, underline the authors of the study (1). The passage from a ceiling of 30 euros to that of 50 euros by the French Banking Federation (FBF) in May 2020 has undoubtedly further reinforced the adoption of this method of payment, as has the health crisis, they add.
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At the start of the Covid-19 pandemic, some argued that this means of payment reduced the possibility of contamination compared to payment by bank card via a code typed on a keyboard, or by handling cash.
Paying with your smartphone is not attractive
Mobile payment, with its mobile phone, barely break through: 69% of French people are resistant to it, according to Panorabanques. The card payments – twenty on average per month – remain the most widespread method of payment, ahead of species. The French withdraw cash about 18 times a year on average, mainly to pay for their purchases at small traders, to pay tips or to do their shopping at the market. This is less than transfers (25 per year on average).
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But the each is not yet dead in France, also point out the authors of the study. It is used at least once a month by nearly one in four French people, mainly in the upper age groups. The French write an average of just over six checks a year for an average amount of 96 euros per check.
(1) The study carried out by Poll&Roll at the request of the comparator Panorabanques. Survey carried out at the end of February 2022 among 1,000 French adults and representatives according to the quota method.
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