The Christmas bonus paid in mid-December for the French who can claim it, good news for the new withdrawals from the Agirc-Arrco scheme, last monthly payment for the land tax… Here is everything that changes in December for your wallet.
The Christmas bonus is coming
Good news for the more than two million French people concerned: the Christmas bonus will be paid on Friday December 15, 2023 by the family allowance funds (CAF), the Mutualité sociale agricole (MSA) or even by Ple emploi. You will probably have to wait a few days to see it appear in your bank accounts, due to interbank delays. As a reminder, the Christmas bonus can range from 152.45 euros to more than 400 euros depending on the situation of the beneficiary and the composition of the household.
| Who? | How much? |
|---|---|
| For the RSA beneficiaries (bonus paid by CAF) | |
| Isolated person | 152.45 |
| 2 persons (couple without children or single parent with 1 child) | 228.67 |
| 3 people (single parent with 2 children or couple with 1 child) | 274.41 |
| 4 people (single parent with 3 children) | 335.39 |
| 4 people (couple with 2 children) | 320.14 |
| 5 people (single parent with 4 children) | 396.37 |
| 5 people (couple with 3 children) | 381.12 |
| 6 persons (single parent with 5 children) | 457.35 |
| 6 persons (couple with 4 children) | 442.10 |
| Per additional person | +60.98 |
| For beneficiaries ASS Or AER (bonus paid by Ple Job) | |
| For everyone (single amount) | 152.45 |
I am unemployed, am I entitled to the Christmas bonus paid by Ple emploi?
Agirc-Arrco retirement: the end of the penalty for new withdrawals
From December 1, the bonus and penalty system of the Agirc-Arrco supplementary pension plan will end for new withdrawals. As a reminder, this penalty, introduced in 2019, took the form ofa 10% reduction in retirement pension for 3 years (or until age 67). For employees who retired before December 1, 2023, however, you will have to wait until April 1, 2024 to see the reduction disappear.
Agirc-Arrco. Current or future withdrawals: when will your 10% penalty be removed?
Financial assistance for victims of domestic violence
Aid of 600 euros on average from December 1 for victims of domestic violence. This is what Aurore Berg, Minister of Solidarity and Families, announced on France Inter. from December 1, in all CAFs in our country, or online, she will be able to request emergency aid which will be automatically paid to her. A minimum of 600 euros, to guarantee these first days, these first weeks, when she will be able to leave, the minister said.
No longer possible to modify your income tax declaration
As you know, you can modify your tax return online as many times as you want. But only until a certain date! Thus, the opening period of the online correction service takes place from August 2 to December 6, 2023 inclusive. So you only have a few days left to make your changes.
A final monthly payment for the property tax
If your property tax has increased significantly, you may have to pay it in 12 monthly installments and not in 10, as normally expected. More precisely, if your property tax increased by 10% or more this year, you will therefore have a 12th collection on Friday December 15after that already paid on November 16.
Taxes, land tax… These 5 tax-related opportunities for the end of 2023
Only one month left to benefit from the bike bonus
To benefit from financial assistance for the purchase of a new bicycle, electric or not, you have until December 31. If you are thinking of taking up cycling, it is better to hurry up. As a reminder, this aid can range from 150 euros to 3000 eurosdepending on your reference tax income and the type of bike you want to buy.
Bike bonus: here are the 3 bonuses for purchases up to 3000 euros not to be missed
Future developments for real estate credit?
Many real estate professionals are calling for a change in the rules governing real estate credit. In focus: the debt ratio rule, which prevents borrowers from repaying, each month, more than 35% of their income. While the High Financial Stability Council (HCSF) is due to meet on Monday December 4, hopes of seeing change are more than slim. Franois Villeroy de Galhau, the governor of the Bank of France, has already indicated that the HCSF will study possible new technical adjustments, provided that they do not lead to an increase in the risk of over-indebtedness.