Crdit Agricole Normandie has been applying new rates since Monday April 1st. Find out what has changed for the customers of this regional fund.
Since April 1st (and no, it’s not a joke), the Normandy fund of Crdit Agricole has increased its prices. Withdrawals and purchases outside the euro zone, bank cards… Discover all the services which have increased.
International operations on the rise
It’s spring and you’re starting to plan your vacation. If you decide to leave abroad, outside the euro zone, be aware that your payments and withdrawals will cost you more. Indeed, previously charged 3.50 euros with an additional commission of 2.55% on the amount withdrawn, withdrawals now cost you 3.65 euros (and still this 2.55% commission), a difference of 15 cents. THE purchases made abroad went from 43 cents to 45 centsalways with the same additional commission of 2.55% on the transaction amount.
Withdrawals from a bank other than Crdit Agricole in the euro zone are always charged at 1 euro from the fifth withdrawal. The first four are free. Instant transfers cost 95 cents per transfer (compared to 92 cents until March 31).
The Infinite card charges 13 euros more
The prices of Crdit Agricole Normandie bank cards have also increased. The Visa Infinite debit deferral and the World Elite Mastercard go from 300.90 euros per year to 314.40 euros, a price increase of 13.50 euros. Visa Premier immediate and deferred debit cards are now offered at 138.55 euros compared to 132.60 euros until then, in the same way as the Gold Mastercard (immediate debit and deferred debit). Classic Visa and Mastercard cards cost 45.30 euros since April 1st. The Maestro systematic authorization card goes from 31.90 to 33.30 euros.
The service of remanufacturing of the bank card now priced between 16.60 euros and 169.50 euros depending on where the card is received. The redaction of the secret code costs 10.45 euros compared to 10 euros until now.
Stoppage fees, the cost of sending checkbooks and issuing bank checks are also increasing. Opposition fees currently cost 17.20 euros for Crdit Agricole Normandie customers. The costs of sending a checkbook are now between 1.05 euros and 9 euros (depending on whether it is sent by simple letter or registered letter) and the issuance of a bank check increases from 14.70 euros 15.35 euros.
Services in decline
Crdit Agricole is not only increasing its prices. Indeed, the debtor account newsletter unauthorized is now billed 8 euros against 15.95 euros previously. The maximum amount withdrawn in the event of a direct debit or transfer rejection increases from 20.40 euros to 20 euros. Below this ceiling, the amount of the rejected withdrawal or transfer is debited from the customer’s account. Other services are decreasing, the image of the invoicing of a payment of a bank-prohibited check which goes from 35 euros to 20 euros.
Overdraft fees are no longer indicated in the Crdit Agricole Normandie price sheet. Until March 31, a flat rate amount was applied with a minimum of 6.10 euros per month.
savings and real estate loan
The transaction and transfer fees for the Action Savings Plan (PEA) and the securities account are no longer indicated in the new price list in force since April 1. The fixed costs of custody fees for the securities account increased from 29.40 euros to 30.70 euros. On the real estate loan side: renegotiation costs are now included in the overall offer. As for the application fees, they are no longer specified.
Crdit Agricole le-de-France: here are the products and services that increased on April 1