Investing in real estate today is an excellent choice for savers who wish to receive monthly income to supplement their salaries or pensions.
Why shouldn’t you wait longer to invest your money?
With the rise in interest rates, sellers are forced to lower their selling prices if they do not want to keep their goods on their hands!
A windfall effect for “buyer-investors” who get a double good deal on their purchase:
On the one hand, they increase their chances of capital gain upon resale and, above all, they benefit from much better rental profitability from the start.
The most effective way to invest in real estate without missing these opportunities is to opt for the SCPI investment or Sociétés Civiles de Placement Immobilier, an investment vehicle which offered up to more than 7% return last year!
Why is the SCPI the best investment to benefit from the fall in real estate prices?
Investing in SCPI allows a saver to become the owner of diversified real estate assets and to receive income each month in their bank account.
The investor has no involvement in the management since it is entrusted to a management company supervised by the Financial Markets Authority, this is the main reason for the success of SCPIs or Civil Real Estate Investment Companies.
In 2023, the best SCPIs provided savers with a return of over 7%, such as the SCPI Remake Live, for example, with a return of 7.79%.
The 2024 vintage promises to be very good because the best SCPIs are buying buildings en masse at yield rates not seen for several years: 7% and sometimes even 8%! And the best part of all this: these are buildings with the latest standards rented to ultra-solid tenants!
This situation is quite simply exceptional from a historical point of view. Why miss out?
Why is investing in SCPI accessible to all French people?
Unlike a direct rental purchase, investing in SCPI does not require having a large sum of money or having to use a bank loan since you can ideally invest from 10,000 euros.
It is, by the way, a more profitable investment than old life insurance in euro funds or a bank account if you have cash.
The other advantage of investing is that you will be able to invest in real estate without having to set foot in the notary since you can subscribe online on secure platforms such as La Centrale des SCPI (www.centraledesscpi.com) or SCPI-SIGN (www .scpisign.com).
This is the case of Alain, a 58-year-old executive, who launched the SCPI investment in February 2024, so as not to miss the chance to enter the real estate market at a historic low point.
“After purchasing a life insurance policy and closing a PEL, I had 90,000 euros to invest in order to increase my purchasing power. Thanks to La Centrale des SCPI, I was able to invest this amount at the best time to hope for a gain of around 490 euros per month”
Or the case of Marie, a 68-year-old retiree, who has just sold a rental apartment for 180,000, because she was too worn out by its time-consuming and increasingly expensive management.
“I decided to invest all of my 180,000 euros in SCPIs which have a target return of around 7% in 2024. With a potential gain greater than 1000 euros per month, I would receive 40% income more to supplement my retirement than with my old rental property. And above all, I will be able to sleep peacefully and enjoy my family”
Where can you find out about investing in real estate through SCPI investment?
The best place to find out about and invest in SCPI is to seek advice from a digital savings platform specializing in investment.
In the opinion of all experts, La Centrale des SCPI, www.centraledesscpi.com is the best platform for investing in the best SCPIs in a completely secure manner.
You will find on its site a guide to investing in SCPI, an SCPI ranking, the best techniques for investing in SCPI as well as an SCPI simulator to estimate your gains.
Another advantage of La Centrale des SCPI, for savers wishing to invest their money at a satisfactory return, is that it offers personalized and free advice accessible from a number dedicated to new savers: 01 44 56 00 23.
With the likely drop in credit rates next summer, real estate prices could rise again, making opportunities to invest at a high return disappear.
Rather than complaining about high prices and still buying real estate as in recent years, each saver today has the possibility of investing their money by taking advantage of low prices to boost their profitability.
As an old adage says, it is in times of crisis that you make the best deals as long as you are well guided and get on the right wagon!
Warning
Investment in an SCPI is not guaranteed, both from the point of view of dividends received and that of capital preservation. SCPIs in fact depend on fluctuations in the real estate markets.
Before making any decision to purchase SCPI shares, seek advice from a professional to be certain that this investment corresponds to your asset profile.
Finally, like any real estate investment, take into account the fact that SCPIs are long-term investments whose minimum holding period cannot be less than eight years.
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