The Minister of the Interior has just announced the end of the very old green insurance sticker to be affixed to the windshield of the car.
The latter had been prominently present on their owner’s vehicles since 1986 and was intended to justify to the police that they had taken out car insurance. The State, entered in the XXIe century, will abandon this way of doing things and rely on digital.
Place at the FVA
Until today, when you got checked, the police only had to look at your windshield to see if you were insured. Good old-fashioned operation that will change. Gérald Darmanin has indeed announced, in parallel with the arrival of a digital format for the permit, the vital card and the identity card, the end of the mythical green sticker by April 2024.
Instead, the police will have to use the file of insured vehicles (FVA), set up in 2016 and to which insurers must postpone the creation or termination of insurance for a maximum of 72 hours following the contractual event. Used since 2019 on the road by the police, it will be operated in collaboration with the vehicle registration system (SIV) of the prefecture to guarantee their controls.
What are the consequences for the insured?
This measure should simplify the control procedures, but also allow savings. These are estimated at nearly 60 million euros per year on the side of the insurers, a sum which corresponds to the costs of printing the documents, packaging them, then sending them to the homes of the insured.
By reducing the possibility of fraud, it also reduces the cost (which is estimated at around 10% of the sum to be paid by an insured). A series of good news for many players, except perhaps for the insured. Because will he also benefit from the advantages of this novelty? Clearly, will he see his cost of insurance decrease?
Source : What to choose
44