The increasingly popular Savings Account, a great start for tax relief, help for self-employed people… Here is a summary of the 5 money news of the week.
Placement of the week (and of the year): New record for the LEP
What a year for LEP. The Popular Savings Booklet (LEP), a regulated savings investment reserved for the most modest, has just passed the milestone of 10 million holders, a record, unveiled this week by the Bank of France. It has set itself the objective of reaching 12.5 million holders by summer 2024, out of the 18.6 million eligible people identified by the General Directorate of Public Finances (DGFiP).
The LEP is not only supported by its remuneration rate of 6% net of tax, the highest on the market. Furthermore, since October 1, the LEP ceiling has increased to 10,000 euros, compared to 7,700 euros until now.
In this context, it is difficult to find better with the same characteristics, recognizes the Bank of France. Despite all its advantages, the LEP is still not full. More than 8 million potential beneficiaries do not benefit from it. And you may be one of them.
Advice article of the week: tax reductions used by the end of 2023
Christmas is getting closer. If you can wait a little before installing the garlands, this however means that you only have a few weeks left to look into the tax reductions available before the end of 2023 to be less taxed in 2024. We explain to you All.
Many schemes are subject to a benefit ceiling which cannot exceed 10,000 or even 18,000 euros. But certain tax reductions are not taken into account in the overall capping of tax loopholes such as donations to associations. The last months of the year also concentrate more than 40% of donations to associations.
Restos du coeur, Secours catholique, Red Cross, AFM-Tlthon, Médecins sans frontières (MSF): here are the top 5 associations which receive the most donations from the French each year. And some associations offer the possibility of obtaining an income tax reduction of 75% of the payment. Here are the ones.
The article read for self-entrepreneurs: these aids to claim
Self-employed, do you know that you can claim different financial aid? Bonus, allowance, RSA or even business creation assistance, several schemes exist to give a boost to those who are starting out. To find out more, read here.
Self-employed: what to do in case of financial difficulties?
The question of the week: Should we open a PER?
More and more of you are asking yourself the question of the benefits of a retirement savings plan. If the latter has multiple advantages, everything depends above all on your objective. Here’s why.
Would you like to open a retirement savings plan to avoid taxes?
The figure of the week: increase of 4.9% for the Agirc-Arrco complementary
This week, the millions of private sector withdrawals benefited from an increase in their Agirc-Arrco supplementary pension of 4.9%. This increase was included in the transfer made for the month of November. This was carried out on Thursday and should already be visible in your bank account or in the coming days. Good news for former private sector employees, another revaluation is looming. Explanations.
Minimum pension, increase of 5.2%, Agirc-Arrco… When will your pension increase?