Tag: Retirement savings plan
Maximizing Your Benefits: Should You Deduct 2024 Contributions from Your PER for Taxes in 2025?
Understanding the Retirement Savings Plan (PER) involves recognizing its tax implications and benefits. The PER allows for deductible contributions, which can significantly benefit higher-income earners. However, deducing contributions is optional,…
Exploring Your Interest in Year-End Contributions: A Guide to Engagement
Maximizing tax benefits during the holiday season can significantly lower taxable income for 2024. Strategies include utilizing retirement savings plans, understanding contribution limits, and being cautious about over-contributing. While higher…
Choosing Between PER and PEA: What You Need to Know
This article compares two key investment options in France: the Plan Épargne Retraite (PER) and the Plan d’Épargne en Actions (PEA). It outlines their distinct purposes, advantages, and disadvantages, helping…
up to 500 euros in e-gift cards
Carac is offering a promotional offer to prepare for your retirement with peace of mind with the Carac individual PER. Until June 30, 2024, any new subscription entitles you to…
how to reduce your 2024 tax thanks to your 2023 payments
Do you have to put money into a retirement savings plan, or PER, in 2023? Deposits on these plans allow you to benefit from a tax deduction, and therefore lower…
in salary or on your PEE? Here is the impact on your taxes
At the end of May. Here is the latest deadline to receive your annual incentive or participation bonus. In some companies, the bonus is paid earlier, with the April or…
What is life insurance used for? : Current Woman Le MAG
Life insurance is still the most used means of saving in France today. Its outstanding amount had reached the record amount of 1,923 billion euros at the end of 2023,…
PER results exceed expectations
The Minister of the Economy announced on Sunday that the Retirement Savings Plan (PER) system had crossed the thresholds of more than 100 billion euros in assets and 10 million…
cash or PEE, how to choose for your employee savings bonus?
At the end of May. Here is the latest deadline to receive your annual incentive or participation bonus. In some companies, the bonus is paid earlier, with the April or…
how to share your payment limit as a couple for the 2024 income tax return
You have a Retirement Savings Plan (PER) and wish to deduct your payments when filing 2024 income from 2023 income. The ceiling for deductibility of payments can be increased… If…
What is the supplementary pension for and who can benefit from it? : Current Woman Le MAG
Just like most French people, you are certainly familiar with the basic pension and the supplementary pension. Our retirement system is based on these two mandatory devices, which pave the…
CAF falling, key tax dates… The 3 news of the day for your money
The key dates for the 2024 income tax campaign, the notable drop in aid such as the RSA and the activity bonus, a breakdown for your employee savings plan… Here…