The season of price increases is starting in the big banks. The 49.3 season which resumes, the National Assembly. And the Bercy announcement season is starting again with a vengeance, for real estate credit.
The most read article of the day: rates on the rise in 2024 La Banque Postale
After freezing its prices in 2023, La Banque Postale has just revealed, in its new price brochure, around twenty price increases which will come into force on January 1st. For bank cards, the price increase is often inversely proportional to the range of the card.
Account maintenance fees, more incidious because they only affect those who do not opt for a package, increase by 21% after a year of freezing. And overdraft fees rise sharply for… small overdrafts. Explanations.
La Banque Postale: the 20 increases in banking fees that await you in 2024
The surprise of the day: the extended zero-rate loan (but still partially eliminated)
Here is an expansion that happened little by little. The PTZ was to be reduced, with its disappearance for new houses, in 2024. This will indeed be the case. But, as a compensation measure, Bercy tabled an amendment to the 2024 budget then supplemented by announcements – Bruno Le Maire this morning on RTL – in order to announce an expansion of the PTZ.
In short: the most modestly eligible will be able to borrow at a zero rate. And the panel of eligible households will be larger. But… only for the renovation or purchase of a new apartment. Update on the new 2024 products.
Last minute news: the amendments retained in the 2024 budget, which will pass via a 49.3
The news broke at the end of the afternoon, this Wednesday, October 18: like last year, the government of Elisabeth Borne decided to take responsibility for having its 2024 budget voted on thanks to article 49.3 of the constitution .
The Minister of Public Accounts, Thomas Cazenave, prides himself, this time, on having retained more than 300 amendments: The parliamentary dialogue took place, he declared during a press briefing by telephone. We retained more than 300 amendments. Last year, it was 120. And we retained amendments from the majority but also from the opposition.
Indeed, around forty from the opposition (LR, PS, Liot, environmentalists, GDR)… even if many of the amendments retained are identical. First overview of the measures adopted by the government.