A Livret A rate which should rise again this summer; a new feature that will facilitate your payments by credit card; or even the official deadlines for the 2023 income declaration… MoneyVox presents you with the 5 facts to remember for your money this week.
New sharp rise in the Livret A rate?
This is good news that is looming for the 55 million individuals who hold a Livret A. Its remuneration, which has already increased from 2 to 3% on February 1, could jump beyond 4% on August 1. For what? The first reason is linked to the rise in prices, which enters into the method of calculating the Livret A rate. However, this remains at a higher level than expected: 6.4% for inflation excluding tobacco in February, according to the final figures published this week by INSEE.
The second reason is to look for the side of ster, a rate used by banks in the euro zone to lend money. This is correlated with the monetary policy of the European Central Bank (ECB) and therefore the recent increase in its key rates to counter rising prices. According to our estimates and by strictly applying the calculation formula, the Livret A rate could thus close to 4.4% at its next reviewnext August 1st.
Tax filing deadlines revealed
It’s been official since Tuesday. Bercy delivered the 2023 tax return schedule. The sending of paper declarations will begin on 6 April. As for the opening of the online declaration, it will take place on Thursday 13 April. Discover all the dates to remember for this 2023 campaign.
Income tax 2023: these 7 reductions and credits not to forget when filing your tax return
This new feature will simplify your purchases by credit card
This is a new one-click payment method, developed in particular by Visa and Mastercard, which simplifies your online purchases. Her name? Click-to-Pay. With it, you will no longer have to share your credit card number. Here’s how it works.
These 4 guarantees that protect you from bank failure
The unexpected fall of the American institution Silicon Valley Bank (SVB) and concerns about the health of Credit Suisse have plunged the stock market into the red, especially the banks. The securities of Socit Generale and BNP Paribas thus recorded a fall of more than 10% on Wednesday.
But for now, nothing invites panic in France! There is no specific alert, reassured the Minister of the Economy Bruno Le Maire. As for your savings, today there are 4 mechanisms that protect your savings in the event of a financial catastrophe. Here they are.
Choose the best bankbook boost rates
With the rise in the Livret A rate of 3% last month, the banks inflate the boost rates of their bank books up to 3.5%. Offers a priori attractive, but which need to be well compared to find the booklet that will bring you the most. Explanations.
The comparison of the offers on the best bank books