The Carac mutual has revealed the 2023 rate of return of its fund in euros. It amounts to 3.30% net of management fees and gross of social security contributions.
After a rate of 1.40% in 2021 then 2.50% in 2022, the Carac savings mutual serves a return 3.30% (net of management fees and gross of social contributions) on its flagship contracts, Carac Epargne PatrimoineCarac Generation SavingsCarac Epargne ProtectionCarac Epargne Solidarity and Carac Profilefor the year 2023. A performance which places the savings mutual among the best euro funds of this year, not far from La France Mutualiste and its rate of 3.70%.
Our mutual, which is celebrating its hundredth anniversary this year, confirms its regular performance over time, always for the benefit of its members, with a long-term vision allowing us to serve a rate increasing by 0.80 points compared to 2022, explains Pierre Lara, President of Carac in a press release.
Carac also offers remuneration of 3.60% for their individual Retirement Savings Plan (PER).
A rate of more than 3% without drawing on its reserves
Our financial strength and very good long-term asset management allow us to once again serve a rate among the best on the market, without drawing on our reserves, explains Michel Andignac, Managing Director of Carac, in a press release.
The savings mutual took the opportunity to announce an enhanced 2024 rate of +1% for all payments realized in 2024 on the euro fund of savings contracts open for subscription. Already in 2023, Carac had promised a guaranteed minimum rate of 3% for all new payments into the fund in euros.
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