The year 2022 marks the end of the real estate boom and sales records. Their number should not exceed the one million mark, or even that of 950,000 transactions, i.e. a good 20% less than in 2021, a year which, of course, made up for the delay taken in 2020 because of the pandemic. “It’s a welcome lull, as prices are at such a high level that it’s hitting the credit worthiness of most buyers”estimates Charles Marinakis, president of the Century 21 network (937 agencies), which publishes, Monday, June 27, its report and its analysis of the real estate market in the first half of 2022.
The average price of a house, whose square meter is up by 10.4%, is now climbing to 290,654 euros, or 60,000 euros more than just four years ago: ” It is enormous ! It is necessary to be able to align a personal contribution of 55,000 euros, against 32,000 euros in 2021… How to finance this difference? »asks Mr. Marinakis. The same is true for apartments, the square meter of which has risen by 7.4%, and which cost, on average, 240,960 euros, whereas they stood at 205,000 euros in 2018.
Sales have therefore slowed since March 2022. Crédit Logement, a surety organization, recorded, in May, a fall of 14% in the number of loans granted in the last three months, since worsened to 20% measured in June. “The price spike is behind us, believes Mr. Marinakis, a deceleration is underway, more significant on apartments than on houses for which the French still have an appetite. »
Energetic audience
In Paris, prices are stabilizing at a high level. The MeilleursAgents site analyzes the advertisements of its partner SeLoger and observes, over one year, a drop of 2% in the price per square meter, to 10,170 euros, and of 2.8% for small areas: “We have lost 18.6% of investors in the capitalnotes Mr. Marinakis, no doubt put off by the ban on renting which threatens, in the long term, the housing with the lowest energy ratings: F labels, by 2025; the Gs, by 2028; and, for the most energetic (beyond G, more than 450 kWh per square meter per year)by 1er January 2023, i.e. tomorrow. Without forgetting the obligation, from 1er September, to have an energy audit carried out for each sale”he recalls.
In Ile-de-France, the moves of Parisians who join the Petite and especially the Grand-Couronne enliven the market and boost, for example, prices in Seine-et-Marne (14% increase for houses, according to Century21) . In most major cities, inflation remains, according to MeilleursAgents, topical: they rose by 5.3% in Marseille; 4.6% in Nice; 6.5% in Strasbourg; 3.7% in Toulouse and Montpellier. But in Lyon, Lille, Bordeaux or Nantes, prices are stabilizing.
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