ING’s French customers are faced with a dilemma: change banks immediately or wait for their bank to close. If you opt for the first solution, here are the online banks whose offers are similar to that of the lion brand.
ING is your main bank, the one you use every day? Since the online bank of Dutch origin announced its intention to leave the French market, you are certainly divided: should you leave it immediately or wait to find out a little more about the terms of its departure? Waiting is an option. ING’s withdrawal will take many months, probably more than a year, and in the meantime, the products and services offered are fully operational.
However, being a client of a bank on borrowed time is not pleasant. If you have chosen to leave without waiting and you are looking for an ING replacementhere are some elements to clarify your choice.
Online banking: what will become of ING’s French customers?
Boursorama and Fortuneo, the most complete alternatives
If you have chosen to make ING your main bank, it is no doubt because you are sensitive to the price paid for your banking services. In this case, you don’t really have a choice: to stay in the same price rangeyou need to look at online banks.
ING is currently in 3rd place in our list of the least expensive banks on classic and premium consumption profiles, with annual bills of 10 euros and 6 euros respectively. Only two brands really compete with this price level: Boursorama Banque and Fortuneo. They also have the advantage of having a catalog covering all the products offered by ING, or even a little more.
| ING | Boursorama Bank | Fortuneo | |
|---|---|---|---|
| Payments | |||
| Free credit card | |||
| Free withdrawals in France | |||
| Free payments abroad | |||
| Instant transfers | |||
| Saving | |||
| Booklet A / LDDS | |||
| THE P | |||
| PEL / CEL | |||
| Passbook | |||
| Life insurance | |||
| Securities account / PEA | |||
| PER | |||
| Credits | |||
| personal loan | |||
| Real estate loan |
In addition to a slightly more complete catalog, with in particular the presence of the Home Savings Plan (PEL) and the Retirement Savings Plan (PER) on the savings side, Boursorama Banque presents another interest for ING customers: the two brands share the same insurer life, Generali, which could facilitate the transfer of contracts.
Bank charges : up €259 savings thanks to our comparator
Spoiled for choice
The other French online banking brands seem less interesting for ING customers seeking to find the most relevant alternative. Either because their pricing policies are less competitive (Monabanq, Hello bank!), or because their product catalogs are less extensive (BforBank, Orange Bank).
If you are not close to a few tens of euros, however, BforBank has an offer very comparable to that of ING. Hello bank! also, or even a little more: the mobile bank of BNP Paribas has the most complete catalog in terms of savings and is notably the only one to offer the People’s Savings Account. Monabanq, finally, does not offer a free bank card, but has very complete account formulas at a lower cost compared to traditional offers. You are therefore spoiled for choice.
Online banking: comparison of offers