(Boursier.com) — To complete its “Climate Impact” and “Societal and Solidarity Impact” ranges, LCL is innovating with the launch of a new responsible allocation: “LCL Better World”. This offer, available in life insurance contracts, is aimed at LCL Banque Privée customers who wish to give meaning to their investments within the framework of delegated management.
“LCL Better World” is the first market allocation based on the SDGs. As such, LCL exclusively selects funds that make a positive contribution to improving the state of the planet and the well-being of populations, without compromising on financial performance.
An allowance to help build a fairer and more sustainable world
LCL Better World allows LCL Banque Privée customers to invest in funds that respond to major economic, societal and environmental challenges through the concrete actions of the companies in the portfolio.
“With LCL Better World, we wanted to go further than just ESG (Environmental, Societal and Governance) criteria,” says Estelle Ménard, Investment Director of LCL Banque Privée.
“To build our allocation, we select thematic funds that contribute in a concrete and measurable way to one or more of the United Nations SDGs in favor of the planet and people.” she adds.
The specificities of the arbitration mandate of “LCL Better World”
The LCL Better World allocation is based on the fundamentals of discretionary management at LCL:
-A rigorous selection of funds to retain only the best among those that are in line with the logic of the SDGs. Each unit-linked support present in this allocation will make it possible to meet at least one of the 17 Sustainable Development Goals,
-A service accessible from 20,000 euros and available on Acuity, Acuity 2 and LCL Acuity Evolution contracts,
-A choice mainly oriented towards international and European equity UCIs and thematic equities. Its target SRRI ranges from 5 to 6 on a scale of 7 and its recommended investment period is 6 years.
Today, responsible investment has become a major social issue
Asked about their awareness of environmental issues, LCL’s business and high net worth customers consider that they have a particular responsibility in their investment decision-making: they want to act and feel useful.
More broadly, according to the study conducted by the IFOP for the Forum for Responsible Investment in September 2022, 60% of French people give an important place to environmental and social impacts in their investment decisions.
This offer is fully in line with the Societal Project of the Crédit Agricole group and in particular its commitment to support 100% of its customers in their energy transition.