Swiss Life has published its 2021 returns for its multi-vehicle life insurance and pension contracts. Its fund in euros shows a rate of return net of management fees of 0.8% like last year. Depending on the share of investment in units of account, the remuneration can reach 2.48%.
Swiss Life is holding steady in 2021 for its multi-support life insurance and pension contracts with a net return on its fund in euros of 0.8%, net of management fees, but before taxes. The contracts show a minimum rate of return 0.8% which can be increased up to 2.48%. The differences are explained by the percentage of investment in units of account (UA).
For savers who have invested 30% of their capital in unit-linked funds, Swiss Life posts a return 0.8%, 1.1% between 30 and 40% and 1.9% for an investment of up to 60%. For those who have risked more than 60% of their savings, the insurer posted a net return of 2.48%. These rates concern both the consumer range and the SwissLife Retraite, Retraite Madelin and SwissLife PER Individual contracts.
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Bonus rates up to 2.7%
For customers whose outstanding amount is greater than 250,000 euros for the tax household, the increased rates are between 1.02 and 2.7% depending on the share of UC.
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In a lasting environment of low rates and a context of ongoing health crisis, it is a question of seizing investment opportunities offering real long-term profitability. This is why we are confirming our rate policy with regard to our savers to encourage them to invest more in units of account, with a maintained bonus, explains ric Le Baron, managing director of SwissLife Assurance and Heritage and director of distribution, in a press release.
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