The rates for regulated savings products are official, the top and flop of life insurance rates or even the Pinel interest in 2024… Here are the 5 news of the week for your money.
The question of the week: what interest for Pinel in 2024?
Rabot while waiting to be abolished at the end of the year, the Pinel system is living its final months. The Pinel system no longer offers, at best, a tax reduction of 14% compared to 21% previously. However, some professionals believe that certain investors still have an interest in looking into the system. We explain why.
Rental property: is Pinel 2024 still relevant to reducing your taxes?
The anniversary of the week: the Euro celebrates its 25th anniversary
It has been 25 years since the euro became legal currency, in France and in the 10 other countries which adopted it in 1999. Habits, however, die hard. According to an exclusive MoneyVox survey, 51% of French people sometimes continue to convert the price of their purchases into francs. Unsurprisingly, this figure tends to increase with age, but not in a linear way: it is higher among those aged 35-44 (60%) than among those over 45 (57%). And many French people think that the Euro has caused prices to rise.
The euro is celebrating its 25th anniversary and one in two French people continues to convert into francs!
The tops and flops of the week: what rate for your life insurance?
After years of plummeting, life insurance rates are starting to rise again. After an average of 1.91% in 2022, yields for 2023 should be around 2.5%. If the remuneration of your euro fund exceeds 3%, that’s great. But if it’s below 2%, it’s a flop. Find the rates for flagship contracts from all insurers, banks or other fintechs.
Life insurance rates 2023: the tops and flops of the new yields
Rates of the week: what changes for the LEP and the Livret A
LEP, booklet A… It’s now official: the new rates applied on February 1, 2024 are now known. The PEL, for its part, has risen 2.25% since January 1. Overview of regulated savings remuneration in 2024.
LEP 5%, Livret A and LDDS 3%, PEL, CEL… All official rates in 2024
Tip of the week: how to save money with your annual bank statement
You should have already received it, or you will soon: every January, your bank provides you with a complete statement of the fees paid the previous year. Here’s how to use it to save money.
Bank charges: 3 tips for saving money with your new annual statement