This Sunday, the French vote for the second round of the presidential election. The opportunity to return to the proposals of the two candidates in the running on the taxation of life insurance.
No revolution expected for savers in life insurance. Among the proposals raised by the two qualified for the second round of the presidential election, there is no significant change in the taxation of life insurance.
Emmanuel Macron to change nothing
The outgoing president is in favor of tax stability in the savings department. Nothing will change, he promises, for the taxation of life insurance in the event of re-election. At the Assizes of Afer, he made it known, via his representative, the deputy Laurent Saint-Martin, that he did not wish to integrate life insurance into the estate. There will be no increase in inheritance tax, there will even be reductions, Laurent Saint-Martin even indicated on this occasion.
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Marine Le Pen wants to create a sovereign wealth fund
The candidate for the Rassemble National, who won 23.1% of the votes in the first round of the presidential election, also advocates a stability of the tax system life insurance, but not only.
If elected, the far-right candidate wants the creation of a sovereign wealth fund (French sovereign fund) fed by the savings of the French, by promising fixed rate remuneration of 2%, which would increase according to the duration of detention. This fund would be managed by the Caisse des Dépts and would be invested in infrastructure and new technologies.
The taxation of life insurance in the event of withdrawal