With the approach of new announcements to fight against the housing crisis, the Minister of the Economy has indicated that he wishes to modify the zero rate loan (PTZ) and that he has reservations about an extension of the Pinel device.
The Minister of the Economy Bruno Le Maire wished on Thursday to refocus the zero rate loan (PTZ) to aid the acquisition of housing on environmentally friendly operations, while putting reservations on an extension of the niche. tax Pinel.
On the zero rate loan, I would like us to refocus it on the most environmentally friendly operations, so that we have a green zero rate loan, said Bruno Le Maire in a video message broadcast at the opening of the Federation Congress. property developers (REITs) Montrouge (Hauts-de-Seine).
The PTZ, a good solution
a supposes technical discussions with us, we must also deepen them on the subject of Pinel, which, in my eyes, has not proved its effectiveness over the past months, added the minister.
The PTZ makes it possible to help individuals buy, subject to means testing, their main residence, particularly in new or recent housing. Aiming to promote home ownership and support housing construction, it must also end on December 31, 2023.
But Thursday, the Minister Delegate for the City and Housing Olivier Klein said he was in favor of extending it beyond. The PTZ has made it possible to build a residential course, particularly for first-time buyers and young people. So yes, I think it’s a good solution, he said on France Inter.
Real estate credit: don’t forget the zero rate loan (PTZ) to make big savings
The new Pinel+ criteria
The Pinel tax shelter, tax reduction intended for individuals investing in new housing with the aim of renting it, will end on December 31, 2023. It has gradually been tightened with additional criteria (reserved for collective housing, areas strained…).
Since January, it has been less of an incentive and has given way to a new device called Pinel+, with more demanding criteria, which, for promoters, has emptied it of its substance.
In the midst of a housing crisis, with collapsing new housing production, the sector is impatiently awaiting announcements on Monday of measures resulting from consultations with the National Council for Refoundation (CNR) dedicated to housing.
Mortgage over 30 years, interest deduction… These new solutions to fight against the housing crisis