The euro fund of Caisse d’Epargne’s former star contract, Nuances 3D, which is no longer marketed, yields in 2022 1.35% excluding bonuses. A nice jump, after the 0.75% of 2021.
There was a time the largest life insurance contract in France, distributed over 2.5 million copies. Closed marketing since 2016, Nuances 3D life insurance from Caisse d’Epargne is still part of the assets of many savers. And 6 years later, his euro fund continues to bring them money.
CNP Assurances, insurer of the contract, has just revealed the compensation paid for the year 2022. It is up sharply: 1.35% (1)compared to 0.75% in 2021. That is an increase of 0.60 points which is one of the best catch-ups on the market. With the bonuses, which increase according to the percentage of exposure to the units of account, this return can go up to 3.04%.
Life insurance: the ranking of 2022 rates, from the best to the most disappointing
save on fees and earn up to €500 thanks our comparison of life insurance
Here are all of the 2022 rate served on old policies distributed by Caisse d’Epargne and managed by CNP Assurances:
- 3D shades: 1.35% in 2022 (0.75% in 2021); up to 3.04% with bonuses.
- Shades More: 1.40% in 2022 (0.85% in 2021); up to 3.15% with bonuses.
- Privilege shades: 1.50% in 2022 (0.95% in 2021); up to 3.38% with bonuses.
- PER: 1.60%.
(1) All the rates displayed in this article are net of management fees and gross of social security contributions.