The average return on the secure support of Socit Generale life insurance contracts will increase in 2022 by more than 0.80 points.
In a press release, Sogcap, the life insurance company of the banking group, displays a yield of 2.17% (1), up 0.81 points compared to 2021. However, this is an average rate, all contracts combined. Depending on the amount invested and, since last year, the portion invested in units of account (UA), policyholders can, in fact, benefit from performance bonuses.
For 2022, Sogcap serves up yield rates of [0,75 point] minimum on all the contracts of its policyholders, specifies the press release from the group. In addition, thanks to the offer of increased yield according to the portion invested in unit-linked vehicles, nearly half of the contracts benefit from an even higher increase, which can reach up to [1,28 point] for clients invested 50% in units of account.
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Contact to specify the basic remuneration of its various contracts, Socit Generale had not been able to communicate them to us at the time of publishing this article.
The average rates for 2022 Socit Generale contracts
Here are the average rates (1) served on the main Socit Generale contracts:
- Squoia: average rate of 1.95% (1.06% in 2021, +0.89 point)
- Eben: average rate of 2.19% (1.36% in 2021, +0.83 points)
- PER Acacia: average rate of 2.32% (1.40% in 2021, +0.92 point), 3% for customers invested 50% in units of account (UA).
The 2022 rate ranking, from the best to the most disappointing
(1) Rates net of management fees, before social and tax deductions.