The minimum wage increases. Pensions are upgraded. Page prices skyrocket. And fuel assistance is getting a makeover. What impact for your budget? The point on what awaits you from January 1, 2023.
The Smic increases (again)
On 1 January 2023, the minimum interprofessional growth wage (Smic) will increase by 1.81%. The gross hourly minimum wage will thus go from 11.07 11.27 euros. The monthly minimum wage, meanwhile, will increase by around 30 euros to reach 1709.28 euros raw. Either 1353.07 euros net per month
This increase is not a surprise. As a reminder, the minimum wage is automatically revalued taking into account the inflation observed for 20% of the poorest households. In the absence of a boost from the government, the increase will be limited to the legal obligation.
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The ELP sees double
We stopped believing it would happen. After 6 long years, the rate of the Housing Savings Plan (PEL) is finally rising. This is the first increase in the PEL rate since 22 years oldthe last dating back to the year 2000, according to the government.
From next January 1, the rate of return on this savings product will double from 1 2% raw. Either 1.4% after taking into account the 30% single flat-rate levy (PFU).
Important precision: This rate of 2% will apply to newly opened PELs in 2023 and will therefore not concern the stock of existing PELs, recalled the Minister of the Economy Bruno Le Maire.
Livret A, PEL, LEP: here are the rate increases that await you in 2023
Increase in pensions
Basic scheme pensions will also increase from 1 January 2023. This revaluation (0.8%) comes on top of the two increases already observed in 2022 (1% in January and 4% in July).
In total, 14million seniors should be able to profit from the increase. Don’t get carried away too quickly, though. For a basic pension of 2000 eurosthe gain thus obtained is estimated 16 euros.
The minimum old age, or solidarity allowance for the elderly (ASPA) should also increase by 0.8%. Currently, the amount of this aid reaches 953.45 euros per month for a single person and 1480.24 euros for a couple.
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Ceiling raised for restaurant tickets
A new decree should be promulgated from 1 January to increase the exemption ceiling for restaurant tickets. The exempt employer share would then increase from 5.92 6.50 euros. Either 10% of increase.
What does that mean? To put it simply, the face value of meal vouchers you get for each working day should reach 13euros next year against 11.84 euros so far.
The daily ceiling, i.e. the maximum amount you can spend on restaurant vouchers, remains 25 euros. Purpose? Support the purchasing power of employees in times of inflation and give them access to a complete and healthy meal, explains the deputy Marc Le Fur.
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New pump aids (but not for everyone)
The discount of 10 cents per liter of fuel ends on December 31, 2022. To take over from this rebate at the pump, the government has announced the creation of a new system.
This fuel allowance will take the form of a check for 100 eurosand will be towards 10million workers the most modest from January 2023. To benefit from it, you must submit an application on the impots.gouv.fr website.
100 euros fuel bonus: do you have the right salary to claim it?
Stamps see red
End clap for the red stamp. From January 1, this paper rectangle disappears in favor of a new digital service, called e-lettre rouge. Concretely? Exit the priority letter as you knew it until now.
La Poste offers the space to send your mail online or from a post office terminal. Your mail will then be printed in a center near its destination, and La Poste will take care of delivering it the next day. Cost of this new service: 1.49 euros by consignment, against 1.43 euros previously. Either 4.2% what’s more.
The income tax scale changes
Another novelty from January 1, 2023, even if it will not be immediately visible on your budget: the tax scale will change. This increase, too, is provided for by law. It aims to neutralize the effects of inflation on your taxes.
The applicable scale for calculating the tax on your income in 2022 should therefore be increased by 5.4%. For the same level of income, many taxpayers should pay less tax next year.
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The telecommuting allowance increases… for public officials
This was one of the government’s promises as part of the energy sobriety plan, which notably encourages remote working in the public service. From 1 January, the telework allowance for civil servants will be increased by 15%.
In detail, its amount goes from 2.50 2.88 euros compensation per day of effective teleworking. All this within the limit of a ceiling of 253.44 euros per year, against 220 euros previously.
The price of energy (partly) capped
Finally, energy prices will continue to soar in January. In early 2023, bills should, for example, increase by 25 euros per month on average for households that heat with gas. The worst could however be avoided.
The government has indeed committed to cap the rise in the price of gas 15% in January 2023. Without a tariff shield, the increase would be approximately 200 euros per month for households that heat with gas.
These new ceilings will concern all households, condominiums, social housing, small businesses and the smallest municipalities, declared the Prime Minister, Elisabeth Borne.
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