Social networks have taken an important place in our society and insurers now offer options to cover cyberstalking in school insurance plans.
In the era of digitalization and social networks, the issue of cyberbullying is more than ever at the heart of concerns. In just a few years, it has become a real scourge, which can have dire consequences. School insurances have noticed this, especially since the first confinement and have decided to offer new options to their contracts. Although school insurance is only optional for essential school activities, it is still compulsory in case a child eats in the canteen, or goes on school and cultural outings. In short, it remains essential. And to attract new customers, the various insurance companies have embarked on a mad race to protect their policyholders. “We have seen a rise in these risks in social networks where it is estimated that 20% of college students are affected.“, explained Fabrice Lécuyer, director of Carrefour Assurance, to the Parisian before adding: “This is one of the new risks emerging with Covid-19 and we have decided to integrate this service into our offer.“
A plague since the end of confinement
MMA had already offered its clients psychological support in its three formulas, in 2018. Laurence Ollivier, head of provident products and services at MMA, also told the media: “Cyberbullying is a scourge of our society, a growing phenomenon that we must fight against. “Then she added:”When declaring a traumatic event, whether or not it is linked to an accident, our advisor offers clients who wish to make a telephone appointment with a team of psychologists to set up a follow-up if necessary.. “
However, you should know that this coverage against cyberbullying is only an option to add to a basic school insurance contract, and is therefore not automatic. Before subscribing to school insurance, it is necessary to dissect the contract and Internet sites allow them to be compared online. In general, the financial surplus for this option is of the order of 1 to 2% additional compared to the classic package, between 10 and 33 euros, depending on the insurers and the packages. Other options exist, in particular concerning the risks of racketeering, damage to musical instruments and many others, in order to best protect children during their schooling.