How to make your money work efficiently and regularly in this complicated period? The strengths of SCPIs provide solutions.
Regular returns, the raison d’être of SCPIs
In order to invest their savings, the French are looking for high-performance investments, while limiting the associated risk. However, the profitability of investments has generally been affected by the increase in inflation. Real estate investment through SCPIs offers them a solution in this context. With a solid yield, paper stone brings together the advantages of rental real estate without its drawbacks.
“While the financial markets are subject to sometimes very pronounced upswings and downturns, SCPIs are distinguished by their regularity and investors have understood this. Performance history demonstrates consistency with only slight variations for the best of them and averages 4-5%” explains Benoît Yerle, Wealth Management Advisor Portal-SCPI.fr.
In order to visualize the profitability of an investment in SCPI, do not hesitate to use the Portail-SCPI.fr dedicated simulator. In just a few clicks, you can estimate how much this investment can earn you.
More than one way to take advantage of SCPI performance
The advantages of the SCPI are accessible to a large number of savers thanks to its various subscription methods. Indeed, it is possible to invest in paper stone in several ways, in order to best suit the various investor profiles.
The first method allows the saver to realize his investment in cash. With a low entry ticket, the SCPI makes it possible to constitute a real estate heritage and generate additional income from just a few hundred euros.
According to Benoît Yerle, “one of the major assets of the SCPI is its accessibility. With units available from €200, it’s a placement that meets the needs of a wide audience. In addition, it allows you to receive a regular income thanks to the donated rents. Thus, the saver receives a payment proportional to the number of units he holds and this without any effort.”
To invest in SCPIs, it is also possible to finance a purchase of shares on credit. This allows you to build a substantial real estate portfolio. Through the rents, this will generate income which can then cover at least part of the monthly loan payments.
It should be noted, however, that credit rates have risen sharply in recent months. Thereby, it is important to get closer to a wealth management advisor to help you on your way.
Finally, you can benefit from advantages of SCPIs in the favorable tax framework of life insurance. Beyond the funds in euros which produce a low remuneration and units of account in unstable shares, it is possible, if the contract allows it, to diversify one’s savings by investing in paper stone.
3 REITs to remember to get the most out of your real estate savings
Corum Eurion is a European yield SCPI. It has a portfolio of assets mainly made up of office real estate. With a payout rate of 6.12% for the year 2021this company is posting one of the best performances on the market.
“For 2022, Corum Eurion is aiming for a rate of return of more than 6%. We particularly recommend it to the most taxed savers because being invested in Europe, it generates less taxed rental income”, adds Benoît Yerle.
Coeur de Régions is a diversified SCPI which has built up its assets in the various French regions. With investments made in commercial real estate as well as office real estate, in 2021, it achieved a payout ratio of 6.43%. Since its launch in 2018, it has exceeded 6.20% annual return.
SCPI Pierval Santé is a company specializing in healthcare real estate. Present in France, it has also expanded its asset portfolio by investing in properties in the United Kingdom, Germany, Ireland and the Netherlands. For the year 2021, it shows a performance of 4.80%. Since its creation in 2014, its payout ratio has always been between 4.80 and 5.05%.
To invest under the best conditions and benefit from personalized support, discuss with Wealth management advisors from Portail-SCPI.fr. With more than 10 years of experience, their goal is to make the SCPI accessible to all savers. Contact them for free at following number: 01.44.09.87.13 Where make an appointment directly on the Portail-SCPI.fr websiteon the day and at the time that suits you.
Past performance is no guarantee of future performance. The payment of rental income and the capital invested are not guaranteed.
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