Superb life insurance rate, real estate loan exclusion… The 5 money news of the week

Are you really well covered by your mortgage insurance? What are the best euro life insurance funds? Why is the visual of your bank card changing? To have all the answers to these questions, and much more, here are the 5 pieces of information you shouldn’t miss on MoneyVox.

Life insurance: The Top 5 euro funds

Insurers, banks, web brokers and even fintechs have announced in recent weeks the rate of return on their funds in euros for the year 2023. And the performances are surprising. While savers associations like Gaipare and Afer find themselves at the bottom of the ranking, banks offer among the best rates for this year 2023. Here is the list of the best life insurance contracts.

Borrower insurance: these exclusions that can cost you dearly

Have you ever heard of MNO, for “non-objectivable diseases”? If loan insurance, supposed to protect the borrower when taking out a real estate loan, is today an almost obligatory condition for obtaining financing, certain sometimes unknown exclusions can be sources of difficulties, particularly for borrowers suffering of certain pathologies.

Couple and money: Here are the pitfalls to avoid

This Valentine’s Day week, it’s hard not to talk about life together. Love and money can make sparks fly. To avoid unpleasant surprises, Héloïse Bolle, wealth management advisor at Oseille & Compagnie and author of “Good accounts make good lovers” and “Aux thunes, citoyennes!” », gives us five tips.

Real estate loan, joint account… Here’s what the bank will make you pay if your couple separates

Bank card: why is the design changing?

Virtually unchanged since its origins, the design of bank cards has evolved significantly in recent years. The unique number traditionally embossed on the front, in particular, tends to disappear. This is the case recently at La Banque Postale and BNP Paribas. We explain why.

Invest in real estate from €1,000. OUR list of the best SCPIs

Rental real estate: should we still be banking on SCPIs in 2024?

Stone-paper is going through a difficult time. Several SCPIs have corrected their share prices downward in 2023. In February 2023, the shares of SCPI Laffite Pierre were trading at 450 euros. One year later, these same shares are only worth 372 euros, a dizzying drop of 17.33%. And the AEW Patrimoine SCPI is not the only one experiencing difficulties. So what place should you reserve for this asset class in your portfolio in 2024?

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