Tag: borrower
lying about your borrower insurance can cost you dearly
When taking out a real estate loan, you are almost always invited to take out borrower insurance. The cost of this varies depending on your age, your health or your…
Has the Lemoine law disrupted the borrower insurance market?
The Financial Sector Advisory Committee (CCSF) on Monday gave a very positive assessment of the Lemoine law, which comes into force in mid-2022 and allows real estate borrowers to change…
the borrower does not have the right to further warnings
The individual who obtains a credit in fine, repayable in full on the due date, is not entitled to more protections and warnings from the bank than if he obtained…
Christmas bonus, borrower insurance, carpooling bonus… The 3 money news of the day
A bonus to claim for the Christmas bonus, better coverage for parents of sick children, a bonus of 100 euros renewed in 2024… Here are the 3 essential money news…
how banks put pressure on you to take out borrower insurance
It is optional. However, when you take out a consumer loan, credit institutions strongly encourage you to take out borrower insurance, regardless of the amount borrowed and the repayment period.…
where to take out borrower insurance in 2023?
To take out borrower insurance, you can accept the “group” contract of the bank that grants you the mortgage, or contact an external insurer, called “delegated”. SIMON LANDREIN Finding your…
The pension reform could impact the price of borrower insurance, Actualité/Actu Immobilier
The broker and comparator in borrower insurance Magnolia has looked at the consequences of the pension reform project on mortgage loans and loan insurance in particular. Strengthened real estate purchasing…
what has changed the Lemoine law on borrower insurance
In a few days, Christophe, 48, will change insurer for his credit, subscribed to the purchase of his house, ten years ago. “The media talked a lot about the Lemoine…
what are you likely to lie on your borrower insurance statement?
Lying about your professional status, not mentioning a pathology to avoid paying an additional premium or even omitting information that did not seem important to us… Not telling the truth…
Is borrower insurance compulsory to take out a loan?
Among the costs of real estate credit, borrower insurance can sometimes weigh heavily. Should we then necessarily take it? If in the texts, nothing prevents taking out a home loan…
how much can you earn by changing borrower insurance?
Since September 1, 2022, the Lemoine law allows everyone to change borrower insurance at any time. On average, the savings are estimated at 15,000 euros. The second part of the…
Borrower insurance to repay despite the vagaries of life
Publish-editorial — A real estate project or a major purchase in sight?? You will soon be borrowing money from the bank. You will therefore consider the question of borrower insurance.…