The Linxea online savings platform has just estimated the average return on SCPIs at 4.70% for 2022 based on a sample of 80 SCPIs. Some rates are still being studied within the management companies, which makes this estimate still provisional. In any case, this confirms another good year for SCPIs with an average increase in…
Presented as a justice reform » rebalancing the current gaps, in particular by providing for the end of special schemes and a set of safety nets for certain households (change in early departure schemes for “difficult” jobs and long careers, introduction of a minimum pension for full careers, measures intended to fight against unemployment among…
With the current debates around the pension reform project, the alternative of buying back quarters of contributions remains unavoidable for all those who are considering an early departure but are wondering about the solutions to increase their basic retirement pension when does not have a sufficient period of insurance. A quarterly buy-back is however a…
According to the latest BPCE/Audirep “savings and investments” barometer – an in-depth survey of the behavior of French people in financial matters that the group carries out three times a year – if the rate of the Livret A and the sustainable and solidarity development booklet ( LDDS) went to 3%*, half of French people…
At the beginning of January, several insurers, mutuals and distributors and life insurance contracts have already communicated the performance of their funds in euros for the year 2022. As specialists anticipated, the first known figures show higher results compared to 2021. At the end of a period marked by inflation, the rise in bond interest…
Would all the arguments be good to justify an increase in the property tax in 2023? That of the city of Lyon can in any case raise questions. The Lyon municipality indeed evokes the general inflation and the unprecedented increases in energy-related costs, essentially the explosion in the price of electricity, which would represent a…
French people with modest incomes who do not have a Livret d’Epargne Populaire (LEP) have more interest than ever in paying attention to the conditions for opening this booklet to place their precautionary savings there. This booklet now yields 4.6% per year, an already unbeatable level for such a secure, liquid and tax-free savings product….
Ever-higher mortgage rates and increasingly stringent conditions for access to credit, declining transaction volumes, longer negotiations, deterioration in buyer morale, increasing consideration of the constraints of the level of energy performance housing… All the ingredients seem to be in place to see a correction in the prices of existing real estate, which have again risen…
The current inversion of the yield curve in the United States and Europe has heightened investors’ concerns about a coming global recession. But what is the principle of this “technical” mechanism, and why is it considered to be the harbinger of a contraction in economic activity? Yield curve The yield curve refers to the graphical…
The French Association of Real Estate Investment Companies (ASPIM) has confirmed that it expects an annual distribution rate in 2022 close to that of last year for SCPIs, i.e. around 4.50% in weighted average. Knowing that the distribution of dividends is traditionally cautious at the start of the financial year before benefiting from a positive…
The real estate loan broker Meilleurtaux expects a significant drop in housing transactions next year with a market that should refocus on forced sales, i.e. sales motivated by changes in personal circumstances (divorce, transfer, moving away) or successions. For the rest, the difficulties in accessing mortgages should further reduce the proportion of first-time buyers, while…
The Paris Chamber of Notaries is still far from seeing the average price per m² fall below the symbolic bar of €10,000 in the capital. Contrary to certain networks of real estate agencies such as Century 21 and Orpi which have already mentioned average prices below €10,000, notaries are still observing resistance in Parisian prices…
