It has been several months since cryptocurrencies have been in the news with spectacular variations in their quotations. Since their violent stall in June after the failure of the Terra blockchain and the TerraUSD algorithmic stablecoin, then the bankruptcy of the Celsius Network platform and above all the monetary shift by central banks towards a…
Since the beginning of the year, the rise in mortgage rates has been more and more brutal. Still very low in January, rates more than doubled after 9 consecutive months of increases from February to October, in parallel with the sharp rise in bond rates (10-year OATs) which just exceeded 3% on Friday, their highest…
At a time when most of the amendments to the 2023 finance bill relating to aid for the housing sector have been rejected for their budgetary cost, in particular a new system for deducting loan interest for the acquisition or renovation of main residences meeting strong environmental requirements (letter A of the DPE), the online…
The deduction of loan interest for real estate acquisitions should not make a comeback. The government declared itself this Friday against a series of amendments to the finance bill for 2023 proposing to resurrect this system, even in much more restrictive forms than the version introduced by Nicolas Sarkozy between 2007 and 2010 and judged…
The presentation at the end of September of the finance bill (PLF) for 2023 confirmed the government’s desire to continue to index the income tax scale to inflation, despite the very high price levels currently suffered by taxpayers. This is good news since it generally amounts to reducing the tax of all those who do…
2022 is the last year to take advantage of the full tax benefits of the Pinel rental investment scheme in its current version. The government has indeed decided to extend the Pinel until the end of 2024 while gradually reducing the rate of tax reduction for investments made from 2023. Decreasing tax reduction rates from…
Between galloping inflation, energy crisis and a dragging international conflict, the traditional exercise of twelve-month real estate projections undertaken by Meilleurs Agents at each start of the school year appears to be particularly delicate this year. Despite this very particular context, however, the stone price estimation specialist’s market forecasts for next year appear quite positive….
Termination of borrower insurance at any time has been possible thanks to the Lemoine law since June 1 for new loan offers issued since that date. For all other borrowers who took out their loan before June 1, 2022, this will be possible very soon from September 1. No need to wait for the anniversary…
A decree published this weekend in the official journal renewed for a period of one year, from August 1, 2022 to July 31, 2023, the framework for the evolution of rents which applies in so-called “tense” agglomerations, c i.e. areas of continuous urbanization with more than 50,000 inhabitants where there is a marked imbalance between…
Many buyers looking for accommodation by the sea have noticed this: prices have soared in seaside resorts since the health crisis of 2020, at least more quickly than in the rest of France. A study by the National Real Estate Federation (FNAIM) has attempted to quantify this phenomenon by region. The conclusion is instructive: in…
It will soon be a year since the Climate and Resilience Law was adopted. The first concrete consequence in terms of the rental of energy-intensive accommodation will thus soon appear because it will come into force from August 25. In 1 month, owners of homes with an energy performance diagnosis (DPE) F or G, considered…
Acquiring an SCPI before an increase in the price of its units is always a good operation that allows you to quickly earn a capital gain or limit entry costs. To make the right choice, you must compare the subscription prices with the reconstitution values which are calculated each year from the appraisal values of…
