Tag: Overindebtedness
Why inflation has not caused over-indebtedness to explode
Despite high inflation, the overall debt of overindebted households has not increased in 2023, even if the number of applications filed is up 8%. A relative stability, which can be…
Over-indebtedness cases will start to rise again in 2023
The number of filings for overindebtedness increased by 8% last year compared to 2022, to reach an annual total of 121,617, the Banque de France announced on Thursday, but this…
here are the conditions for obtaining early termination free of charge
Canceling a telecom package free of charge, even in the event of a 12 or 24-month commitment, becomes possible from tomorrow, Thursday November 30, for over-indebted households. Here’s how it…
The situation of households is deteriorating, according to credit institutions
The French Association of Financial Companies (ASF), which brings together many credit players, warned again on Monday of the “deterioration of the situation of businesses and households” in its quarterly…
Over-indebtedness cases on a “moderate” rise despite inflation
The number of over-indebtedness files is up 6% over the first nine months of 2023 over one year, the Banque de France announced on Tuesday, which describes this increase as…
Rising overdraft, unpaid bills, over-indebtedness… Inflation is hurting household budgets
If the Banque de France does not note an increase in people in financial difficulty, numerous signals show that certain French households are increasingly struggling to pay their bills, whether…
To benefit from an over-indebtedness procedure, it is better not to have bad debts
To benefit from the procedure for treating over-indebtedness, it is very preferable that none of the debts are originally due to a fault, judged the Court of Cassation. An entrepreneur,…
Slight increase in over-indebtedness files since the beginning of the year, News / Daily Analysis
The number of over-indebtedness files filed with the Banque de France has increased moderate since the beginning of the year, according to figures published this week by the Observatory of…
the Banque de France does not want to push the French into over-indebtedness
The Banque de France does not want to “push the French into over-indebtedness”, reacted its governor François Villeroy de Galhau on Friday, after the Minister of the Economy said Thursday…
The government is launching an experiment to better detect over-indebtedness
The government announced on Monday the launch of an experiment, called “Aide-Budget”, in eleven departments to better detect and “prevent over-indebtedness and financial precariousness of households”. This system is based…
Women and single people, the main victims of over-indebtedness
By Le Figaro with AFP Posted yesterday at 3:12 p.m., Update yesterday at 3:55 p.m. Since the peak of 2014, the number of over-indebtedness files has been halved, indicates the…
Women and single people, the main victims of over-indebtedness
Women and “isolated” people are still overrepresented in over-indebtedness cases, according to data from the Banque de France published on Monday and relating to 2022. “People in over-indebtedness are often…