It’s time to open a bank book at Renault Bank! Until July 15, 2023 only, the rate of the Zesto savings account is boosted by 4% for 3 months for any first opening. In addition, a bonus of 80 euros is offered.
Renault Bank is launching a new exceptional promotional offer, valid until July 15, 2023. For any first subscription to a Zesto savings account, new customers benefit from a welcome bonus of an amount of 80 eurosas well as a bonus rate of 4% gross for a period of 3 months from the opening date (1). Once the 3 months of promotion have elapsed, the Zesto booklet is remunerated at the base rate, currently set at 2.50% gross. A rate that has increased sharply in one year since it was only 0.50% in May 2022…
To benefit from the offer offered by Renault Bank, two conditions must however be met: the savings account must remain open until the end of 2023 and the outstanding balance must have been permanently 50000 euros minimum between July 31 and December 31, 2023.
A bank book with attractive remuneration
Accessible to anyone over the age of 50, the Zesto savings account is offered free of charge at opening and closing, and is non-binding. Beyond its attractive rate for a bank book, it also displays a Very high payment ceiling. When the Livret A ceiling is set at 22,960 euros, that of the Zesto booklet reaches 10million euros. note that payments are free, but can only be made by bank transfer.
Regarding the sums placed, they remain available at all times. Like deposits, withdrawals are made exclusively by transfer to the attached deposit account and within the limit of 50,000 euros per week. Beyond that, a written request must be made.
Interest on the Zesto savings account is calculated fortnightly and capitalized on December 31 of each year. Finally, income from the Livret Zesto is taxable (flat tax of 30%).
Renault Bank’s Zesto savings account in detail
(1) Above 100,000 euros, the base rate applies.