Banks can now accept direct debits from telephone and Internet bills on savings accounts. Other operations are also possible on this savings product. They still have to be accepted by banking establishments.
It is possible to carry out day-to-day banking operations on your Livret A account. A shutdown allowing the establishment of a permanent sample of his telephone or Internet bill from his savings account A has just been published in the Official newspaper this Thursday, February 17, reports Capital. This is not the only authorized operation.
Taxes, receipts, rents…
Indeed, a judgment dated December 4, 2008 frames what can be done. Thus, holders of a livret A can set up deductions of income tax, housing tax and the contribution to public broadcasting, property tax but also water receipts, of gas and electricity.
Similarly, the rent deductions due to HLM organizations and semi-public companies managing social housing may be accepted by banking establishments.
Livret A becomes a remunr current account
Whereas it was previously a savings product, the Livret A account now takes on the appearance of a current account. The advantage is that he has been paid up to 1% since February 1. At La Banque Postale, it is even possible to withdraw money from your Livret A savings account using the free withdrawal card provided when it is opened, specified Capital.
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But beware, not all banks have the same policy. The banking establishments distributing the livret A are however free to authorize or not certain operations: the general conditions of marketing must specify the authorized operations, specifies the Minister of Economy and Finance on its website. It is therefore necessary to check in each contract whether the direct debits and transfers provided for by law are possible.
Livret A: 1000euros, how much interest has there been in 1, 5 or 10 years?