Risk-free investments to anticipate the drop in the Livret A rate; capped compensation periods for car and home insurance; rent control which is ending… Here are the 3 unmissable pieces of information from this Wednesday, April 4.
Secure investments that rival the Livret A
In a changing financial context, secure savings products are emerging, displaying rates rivaling that of the Livret A. Among these alternatives is the Carr Bleu du Crdit Agricole, promising a gross rate of 3.40% over four years. In the short term, their net return after taxation is lower than that of the Livret A. But they could turn out to be more profitable in the medium term, particularly when the rates of regulated livrets drop in 2025. These products, combining the advantages of a savings plan, home savings and term accounts, are therefore an interesting option for savers looking for security and potential returns. Focus on these secure investments which overshadow the Livret A.
Towards a regulation of insurance compensation deadlines
Bruno Le Maire has just announced it: the government wishes to put in place maximum compensation deadlines for auto and home insurance. This measure, provided for in the Pacte 2 law, would set a maximum period of six months for compensation after damage, and two months in the absence of the need for an expertise. A way of putting pressure on insurers in the face of delays observed, in particular, during natural disasters. The announcement in detail.
Rent control, protection for tenants until when?
With the end of the rent shield system, a ceiling put in place to temporarily limit the increase in the rent reference index (IRL) to 3.5%, tenants are wondering about the future of their rent. This measure, which ended on March 31, played, in fact, a key role in protecting against exorbitant increases. In the short term, it should continue to produce its effects. But from mid-July 2024, tenants could face more significant increases. We’ll explain it to you.