Relaunched recently by Emmanuel Macron, the debate on pensions has given rise to the dissemination of studies which fuel both doubt and certainty. During his speech on November 9, 2021, the President of the Republic declared that it would be necessary “work longer by pushing back the legal age” from which people can claim the payment of their pension – a parameter currently set at 62 years. What would be the impacts of such a reform, described as ” necessary ” by the head of state? It is on this question that the Pensions Orientation Council will work on Thursday, January 27, a body devoted to knowledge and debates in which sit union and employer representatives, senior civil servants, parliamentarians and qualified personalities. . The reflection will be fed by several research works, that The world was able to consult and whose results are not always consistent.
The theme of the January 27 meeting was chosen following a suggestion from the CFDT, which found it useful to discuss the retirement age in order to enlighten public opinion. Prior to the discussions, the members of the Pensions Orientation Council received several notes, which try to assess what would happen if the pensions were paid from the age of 64 and not over 62. Written by central administrations or by experts outside the State, these documents are, in some cases, the resumption of already existing elements while others provide new figures.
Among the studies made available, there is one which seeks to identify the additional costs borne by the welfare state in the event of an increase in “the eligibility age”. The community would, in fact, be led to finance a larger volume of aid, in particular because people would not be able to stay in business or find one by their 64th birthday.and birthday. Thus, a two-year increase in the legal retirement age would have caused “in 2019 an increase in social benefits expenditure, excluding pensions and unemployment insurance, of the order of 3.6 billion euros”, i.e. 0.14 point of GDP. Half of the “bill” would be attributable to disability pensions, while the social minima (including the allowance for disabled adults) would represent a little less than a quarter.
Different calculations
For its part, the compensation scheme for job seekers would also have to take under its wing more beneficiaries, in particular those who are 62 and 63 years old. Amount of additional effort: 1.3 billion euros per year. However, this estimate has limits, if only because the reform would also, at the same time, increase the proportion of individuals aged 62 to 64 who are in employment: such a change would bring in additional contributions , to the benefit of unemployment insurance and the rest of our social protection system, while reducing certain expenses (for example those related to pensions).
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